Why Can’t Our Social Security System Be More Chilean?
Both economists and reasonable citizens understand that reforming our Social Security system is inevitable.
Both economists and reasonable citizens understand that reforming our Social Security system is inevitable.
Without a doubt, the best single annuity option for any client – that is, the option that creates the higher monthly cash payment – is to delay Social Security.
Historically September has one of the worst averages, but this year it provided very good returns.
Even the negative or inconsequential effects of welfare often fail to convinced some people that a new system of assistance is necessary.
It can be tricky to figure out who your “next of kin” is, so here’s a handy flowchart to help you figure out who gets everything you leave behind if you don’t have a will.
We recommend investing in countries which are high in economic freedom and low in debt and deficit.
Northern European countries averaged 6.23% in September 2013.
At the reunion, Bogle shared that he’s just a common guy with some really good ideas.
Having a plan not to run out of money is priceless.
In September 2013 the returns of foreign stocks beat US stocks by 4.25%.
Blaming the 85% with 100% of the wealth for the poverty of the remaining 15% is unreasonable. The two are unrelated.
There’s still time to make sure you’ve maxed out your retirement contributions — your future self will thank you.
“A well-designed financial plan can get derailed by the wrong investment. Here are seven things investors can probably do without.”
A backdoor Roth IRA contribution requires some extra steps but allows high-income earners equal access to the tax-free benefits of a Roth IRA.
A dollar saved on your taxes is better than a dollar earned which causes you to pay more tax.
The partisan deadlock offers us a novel opportunity to reach consensus.
Why is the business of government seen as passing spending bills? Why isn’t the job of our representatives to work toward government restraint?
Just how much value does a smart advisor bring with asset allocation and rebalancing wisdom?
“The telephony, the bulk collection of America’s telephony metadata is contrary to the entire intent of Congress in enacting the Foreign Intelligence Surveillance Act. It violates the statutory provisions of FISA. And it is unconstitutional.”
Money meditations from the finish line.
Spending, Debt and Deficit as a percentage of GDP continue to grow unchecked. What political process will ever stop them from bankrupting our country?
The video “Wealth Inequality in America” is not only misleading, but the research methods of its underlying study are laughable.
Age appropriate asset allocation for 2014 using the choices available in the University of Virginia’s Fidelity 403(b) Tax Deferred Savings Plan (TDSP).
Age appropriate asset allocation for 2014 using the choices available in several of the University of Virginia’s Fidelity Retirement Plans.
When a woman gets married she often changes her name. Once you’ve changed your name at the Social Security Administration, the DMV, your employer and employer benefits, and your passport, it’s time for the last few changes.
Now that the Bush tax cuts have expired and Obamacare will add additional tax burdens, many people need to think twice before realizing a large gain on their investments.
Here’s the tax table for the 2013 capital gains tax.
Planners can add the equivalent of a 1.82% annual arithmetic return to clients through five components.
The government continued to pay for their website hosting and the domain name licensing but hid all of the data from Internet users.
Let’s spend $1.25 *billion* to enlist acceptance of Obamacare by young people.
Requiring employers to deliver government propaganda is genius.
The DMV was my second stop in the name-change process because it makes subsequent name changes easier.
Studies show that couples argue most about finances. Being on the same page about finances will allow you to enjoy a life that focuses on your needs and goals and will help you achieve them smartly.
When the Federal Reserve decided to maintain the $85 Billion monthly stimulus at their September policy meeting, they cited elevated mortgage rates as a top concern.
You deserve a fee-only fiduciary standard of care.
Obnoxious, playboy Tony Stark, more commonly known as Iron Man, is admired by his fictional and real fans alike. Why not real life CEOs?
For $50 and a lifelong commitment, you can legally change your identity!
Here are the returns for various global investments.
In August 2013 the northern European countries did slightly worse than the EAFE Index.
With this announcement, we are finally starting to see online education cause disruptions that can slow soaring college costs.
It is a small investment which you should expect to be volatile and relatively disappointing when the markets are doing well.
Investments consistently outperform investors.
Returns in August were negative across the board with US stocks losing the most.
This series of blog posts were intended to be a more reasoned reply to a complex issue.
Most Americans have a home mortgage. The rich often have two.
Getting out of debt is the first step to building real wealth.
Fun first. Freedom first. Innovation first. Financial goals first. But not safety. No one says, “That looks safe; I wonder if it is fun.”
“Inheritance, almost uniquely, has the ability to anger both those who believe in equality of means and those who believe in equality of outcome.”
Before a grandmother passes away, both her sons predecease her. Left with only her daughter and grandchildren, depending on her titling one of three things may happen.
Does it actually make sense that people should buy annuities as much as conventional wisdom says?