Medicare Advantage Plans: Are They For You?
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Those planning to enroll in Medicare have lots of homework to do. In this article I cover the essential benefits of Medicare Advantage which is the private insurance option for Medicare recipients.

How to Save for College
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These kittens have college savings plans. Be more like these kittens.

Tax Planning
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A dollar saved on taxes is worth more than a dollar earned. If you earn another dollar, they will just tax you again.

Is “Buy American” Un-American?
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America will continue to lose jobs where we don’t have a comparative advantage and gain jobs where we do. This change should be welcome.

Tax Season – Wealth Management Carnival #11
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With the federal tax filing deadline upon us, here are some articles on little-known tax tips, interesting facts, good advice, and general information about taxes. Some of these are applicable now, and some you might want to store away for next year.

Keep Working and Hire Financial Professionals
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For families with complexity to their finances, hiring a tax professional actually saves them money. Wealth managers bring benefit to such families in the same way.

Video: Even the Beatles Were Against Highly Progressive Taxes!
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Let me tell you how it will be: There’s one for you, nineteen for me. Should five per cent appear too small, Be thankful I don’t take it all.

How Manipulations to the CPI Affect Your Retirement Planning
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Retirees must plan to supplement this slowly dwindling paycheck or risk having to make hard sacrifices during what is supposed to be their golden years.

Budgeting: A Lesson In Alternative Currencies
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This kitten has a budget. Be more like this kitten.

Greenspan, Friedman, Keynes and Lenin All Agree on Inflation
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“The way to crush the bourgeoisie is to grind them between the millstones of taxation and inflation.” – Vladimir Lenin.

Better to Bank with Cyprus Than the United States?
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Without any authorizing legislation, the U.S. government has quietly taken more value than Cyprus tried and failed to confiscate.

2013 Tax Brackets
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2013 brought many changes, many of them small, into the tax code. Here’s a breakdown of the highlights.

David John Marotta Part of the 2013 AIF Designee Article Competition
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AIF® and AIFA® designees share their knowledge and experiences in a way that helps fiduciaries better understand and perform their role.

Age 65 and Still Working: Sign Up For Medicare?
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Is Medicare better than your current employer health plan? Signing up for Medicare is the right decision for many who stay on the job. With one exception, everyone who is eligible should sign up for Part A.

Getting Started with Financial Planning: Step One
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This kitten lives below her means. Be more like this kitten.

Securing Your Retirement or Working During Your Retirement
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Securing your retirement financially is too important to leave the process up to chance and guessing.

Is 95% of the Trade Imbalance Legal Tax Evasion?
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As one of Forbes’s 25 largest fictional companies, Stark International could avoid $4 billion in U.S. corporate taxes with this one simple technique.

Radio: Should We Raise Taxes to Balance the Budget?
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David John Marotta was interviewed on radio 1070 WINA’s Schilling Show in March to discuss balancing the national budget, and whether raising taxes is a good method to increase revenue to match spending.

More Than 25% of Americans Are Making a Financial Mistake
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If you look beyond the short term, making this move is pretty clearly worse than using a high-interest credit card to pay your bills.

The ABCs and Part D of Medicare
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As seniors approach age 65, they face a matrix of confusing Medicare options. Planning for health care expenses in retirement is one of the largest hurdles that new retirees face.

Welfare Prevention Is Financial Planning
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This kitten is willing to ask for help. Be more like this kitten.

Eight Questions For Those Who Think “Free Trade Fails in Theory and Practice”
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If you’ve disagreed with our most recent two articles on free trade, then I challenge you to respond to these questions. Anyone?

The Benefits of Free Trade Agreements: The Country Always Wins
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Average Americans think about trade imbalances the wrong way. They have it exactly backward.

Investing Ideas – Wealth Management Carnival #10
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This edition of the Wealth Management Carnival we focus on investing. We have some helpful definitions of investment vehicles and instruments, advice on what to go for and what to avoid, and all kinds of opinions on that roller coaster ride: Financial Markets.

What The Government Wishes You Didn’t Know About Antidumping Laws
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Anti-dumping rules are supposed to protect domestic producers and domestic jobs from unscrupulous foreign competition, but anti-dumping rules raise prices for their consumers and producers, shrink profits, and reduce the capacity of firms to invest, expand, and hire more workers.

Three Reasons Husbands Should Delay Taking Social Security Until Age 69 or 70
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Most married men claim Social Security at age 62 or 63, which leaves their future income well shy of what research indicates is optimal. Gentlemen, it’s time to wise up.

When The Dog Bites, When The Bee Stings: A Budget For Your Least Favorite Things
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This kitten budgets for unknowns. Be more like this kitten.

A Blended Investments Style Can Lead to High Returns With Low Risk
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A blended investment style for all markets can lead to high returns with low risk.

The Benefits of Free Trade Defined: The Consumer Always Wins
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All I want is a simple cup of coffee near where I work. Is that asking too much of free trade?

Radio: The Importance of Property Rights
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David John Marotta was interviewed recently on radio 1070’s WINA Schilling Show discussing property rights and their importance for a free society.

Subscribe and receive the free presentation: How To Read Your 1040
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Subscribe and receive the free presentation: How To Read Your 1040

Subscribe and receive the free presentation: If Not Gold, Then What?
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Subscribe today and receive access to view Subscribe and receive the free presentation: If Not Gold, Then What? presentation free!

We Buy Local Produce Because It Is Better, Not Because It Is Local
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If you could only pick one, would you like to buy a ripe tomato or a local one?

Do Tax Cuts Actually “Starve the Beast”?
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Daniel J. Mitchell of the CATO Institute wrestles with the lack of no historical data to support the Starve the Beast model, only to find out that it’s because politicians have never really given it a shot.

Naming A Foreign 401(k) Beneficiary? ($ ?s)
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You should have no problem naming your nephew as your beneficiary, but accessing the money from India after your death is more complicated.

How to Be Rich
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This kitten is rich by not spending rich. Be more like this kitten.

ETF Trading: It’s ‘No Way to Invest’ Says Bogle
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If Bogle is against ETFs, why does Vanguard run so many of them?

Should We Raise Taxes to Balance the Budget?
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The only two ways to balance the federal budget are to spend less or to collect more. Spending less is the preferred method, but that is just not happening. As a result, politics is pushing many in Congress to try to balance the budget by raising taxes.

Video: How to Check Up On Your Charity
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Maybe it is time you checked up on your favorite charities before making your next gift.

Are Financial Advisors Hazardous to Your Wealth?
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Those who use the term “financial advisor” on their business cards can be split into two groups: fiduciary advisors and nonfiduciary advisors.

Financially Savvy Kittens on Freedom Investing 2013
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This kitten invests in countries with economic freedom. Be more like this kitten.

Fifteen Tax Moves For Right Now. Really?
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Do any of these ideas suggest any incentive for the highly productive to continue producing?

Should We Starve the Beast?
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Even to conservative political parties, starving the beast is not the ideal solution.

Life Planning – Wealth Management Carnival #9
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This edition of the Wealth Management Carnival deals with investments, how-to tips, advice for college students, and a checkup on 2013 New Year’s Resolutions.

How Much Life Insurance Does a Parent Need? ($ ?s)
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Some suggest using ten times your take home salary as a rough rule of thumb when determining life insurance. Like all such rules, this rough guide is found lacking in many situations.

Financially Savvy Kittens on Size of Government
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This kitten doesn’t rely on government. Be more like this kitten.

Dwight D. Eisenhower on Tax Cuts and a Balanced Budget
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“Until the deficit is eliminated from our budget, … there is no end to inflation; there is finally no end to taxation; and the eventual result would, of course, be catastrophe.”

What Is Rent-Seeking Behavior?
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Studies suggest that $1.5 trillion is wasted on public sector rent-seeking.

Encourage Property Rights, Not Democracy
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Even if democracy is the principal objective, encourage the rule of law.

Two Disclosed and One Hidden Cost of ETFs
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Expense ratios and commission prices are easily determined on brokerage or fund websites. But the third expense, the bid/ask spread, is not readily disclosed and will require some additional digging to determine.

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