Articles

At the end of the year, you want to have something to show for all of your hard work.

The IRS very clearly says, “Yes, you can set up a SEP for your self-employed business even if you participate in your employer’s retirement plan at a second job.”

Thankfully, the IRS does not care what specific day you were born on, only which year.

I have enjoyed rereading the journal of my maternal grandfather, Donald Mortlock. He started writing it on his 75th birthday.

Depending on how you initiated the lump sum rollover, you may be in luck.

Rebalancing from stocks into bonds reduces your returns on average since bonds have a lower average return. But, as this 2015 article reminds us, there are decades of very choppy markets where even rebalancing an allocation of stocks and bonds can boost returns.

It is possible to be prepared for financial emergencies by living 10% more frugally and saving for the inevitable eventuality.

This 2007 post offers us a bit of timeless advice. Funding a Health Savings Account can be as much about your present medical bills as it is about your end of life care.

We write frequently about the value of having a fee-only fiduciary as your financial planner. In this article, I compiled others’ voices on this same issue.

Questions regarding spending are often best solved by determining the safe withdrawal rate.

Even Fidelity says that their Secure Message Center is hidden and they should have a tutorial to find it.

93 years ago there was only one mutual fund. Today, there are thousands. This 2003 article tells the story of how this staple of the financial services world got its start.

If you want to take our word for it, you can schedule your monthly RMD for the 8th. If you are curious as to the calendar math that suggests this date, read on.

Our first article posted online is a wonder to behold. This 1998 beauty is written by George Marotta, founder of Marotta Money Management. In the article, he reminds us that, “Anyone of us could design a better system, but 500 congress people cannot resist the pressure groups who want to twist the code to benefit their particular constituencies.” Decades old, this post still rings true today.

The fact that a strategy can routinely underperform by -6% while still having an average out performance of +2% is a perfect representation of the inherent volatility of the markets.