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Freedom Investing’s Returns Have Been Disappointing But Normal
on February 4, 2025
with No Comments
The fact that a strategy can routinely underperform by -6% while still having an average out performance of +2% is a perfect representation of the inherent volatility of the markets.
#TBT How Long Should I Give An Investment Plan?
on January 30, 2025
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Even the most brilliantly crafted investment plan has to be given time to work.
Freedom Investing in Review (December 2024)
on January 28, 2025
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In 1-year returns ending December 31, 2024, Emerging Markets outperformed Emerging Markets ex-China by 10.1%
#TBT Realize Some Capital Gains Each Year To Keep Taxes Low
on January 23, 2025
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There are at least four different capital gains tax rates. This 2017 article has how to minimize your tax owed at each one.
#TBT A Short History Of Wall Street
on January 16, 2025
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Only recently has Main Street been so fully invested. This 2007 article chronicles how it all got started.
Q&A: What is Your Client’s Average Portfolio Size and Life Stage? (2025 Update)
on January 14, 2025
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We have a large distribution of clients at all portfolio sizes and, surprisingly, have all life stages nearly equally represented.
#TBT Fourteen Ways to Avoid Paying Capital Gains
on January 9, 2025
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The capital gains tax is economically senseless. This 2014 post has fourteen of the loopholes the government’s gain tax unintentionally incentivizes.
Bank Fraud Texts: Service or Scam?
on January 7, 2025
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These are all reasons why it is best to ignore strange text messages entirely.
#TBT The Happy Habits of Appreciation and Gratitude
on January 2, 2025
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This 2016 article reminds us that “there is a very simple place to start the process of changing our destiny: Each day notice the things that make you happy and try experiencing more of them.”
Election Cycle Sentiments are Unlikely to Produce Long-Term Returns
on December 31, 2024
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The immediate post-election trades in the markets appear to include a number of speculative trades based on expectations of what might do well now that Trump has won the presidency.
The Haunting of Bob Cratchit: A Book from David Marotta
on December 26, 2024
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Did you know David wrote a Christmas novel? This 2020 book by David John Marotta and Brendon Marotta makes you rethink what is happening in Charles Dickens’ A Christmas Carol.
A Christmas Sermon from David Marotta
on December 24, 2024
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This 2008 article is an uplifting, timeless sermon.
#TBT Marotta on A Christmas Carol
on December 19, 2024
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Charles Dickens’s A Christmas Carol is one of the best stories for talking about economics. This 2003 – 2012 series uses the classic tale to illustrate different financial personalities, principles, and philosophies.
State-Level Estate and Inheritance Tax
on December 17, 2024
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In 2024, there are 18 states that have some form of death taxes.
#TBT New Catch-Up Limits for Ages 60-63 in 2025
on December 12, 2024
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Starting in 2025, this amendment permits those between the ages of 60 and 63 (as measured on December 31) to contribute up to 150% of the catch-up amount rather than the usual 100%.