Articles

I have difficultly imagining a likely outcome where I would regret a Roth conversion.

If you made a Roth contribution this year, here is a reminder to update your contribution basis records.

While there can be a lot of uncertainty, the conclusion is normally anticlimactic.

On Tuesday, January 10, 2023, David John Marotta appeared on Radio 1070 WINA’s Schilling Show with Rob Schilling to talk about the current debt ceiling discussions.

This is only a good idea if your financial advisor is covered under the fiduciary duty and is fee-only.

By discounting portfolio returns to only real returns, we have already considered inflation in the planning targets.

This quarter, we saw that in 1-year returns ending April 30, 2023, Developed Freedom Investing had a -2.99% disadvantage, Emerging Market Freedom Investing had a +1.85% advantage, and Overall Freedom Investing had a -0.4% disadvantage.

Everyone needs some fun in their life, and sometimes fun costs a little money. This 2004 article shares six guidelines for dealing with purchases that might be considered frivolous.

Last year, thirteen countries made our cut-off. This year, eleven do.

We recommend waiting for the final guidance but being prepared for some sort of required distribution this year.

This throwback to Libby’s first article at Marotta teaches us how to be prepared for life’s expenses and plan ahead for all future goals.

If you are expecting high inflation, it may be stocks which offer the greatest security against the diminishing dollar.

This article from 2011 reminds us that if the debt ceiling is reached, the consequences will be large but not entirely harmful.

The incongruity between feeling like we are in a bear market for 61.66% of trading days and actually being in a bear market for only 24.81% of those days unfortunately makes bear markets feel longer than they really are.

This amendment applies to 401(k) plans, 403(b) plans, SIMPLE IRAs, and governmental 457(b) plans.