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Our Articles

2015 Tax Facts
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The tax tables have arrived! Here are some highlights to keep in mind for the 2015 tax year.

The Success of Freedom Investing
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It is a simple thought experiment. Would you rather invest in South Korea or in North Korea?

What Is The US Dollar Index?
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How is the change in the value of the dollar computed?

Fiduciary Fight Part 5: Lobbyists Won’t Help
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“We’d be fools to underestimate their tenacity and creativity when it comes to protecting their executive bonus pools.”

How Much Should I Have Saved Toward College in 2015?
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With three young energetic boys, the growing costs of college education weigh heavily on my mind. Here are the age-based benchmarks we use to ensure that our 529 college savings is on track to meet our goals.

What is the Federal Program Inventory?
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The GPRA Modernization Act of 2010 had a vision: to “provide Congress and the public a clearer picture of the programs that exist across the Federal government.” Like most things in government, it failed to live up to its goals.

Returns from the Countries with Economic Freedom
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Freedom investing beat the EAFE Foreign index by 7.92% in 2014.

2014 Returns for Our 6 Asset Classes
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When asset classes are not correlated that means they often move in different directions.

Understanding Cash Flow Is Critical
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Regardless of income level, overspending causes poverty.

Does Past Performance Have Anything To Do With Future Results?
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Is there a correlation which would justify talking about “the momentum of the markets”?

Fiduciary Fight Part 4: Fiduciary Oath
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“Take a version of this fiduciary oath to the brokers down the street and ask them to sign it. If they refuse, ask why.”

Trying to Talk to Government? Good Luck
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Despite a government “of the people, by the people, for the people”, I have found myself told time-and-again, “You’re on your own”.

One-Fund Investing
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Either of these funds would be a good choice for a one-fund investment if you really want to keep it simple, and you could invest in both of them if you want a two-fund strategy.

The Delirious Happiness of Free Market Choice
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Here is one of the most brilliant breakthroughs in all of food science and how it relates to almost every aspect of life.

Does Market Volatility Cause Post-Traumatic Stress?
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The best antidote to the stress of market volatility is to understand that the markets are inherently volatile.

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