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Our Articles

Contact Lens Regulations Cost Consumers Billions
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It is illegal to sell contacts in the United States without requiring a prescription. A Federal Trade Commission regulation provides penalties of up to $11,000 per violation.

Inversion Is The Latest Corporate Tax-Cutting Strategy
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The United States is the only country that imposes a tax on all income the company makes whether it is earned within or outside the country.

Interviews And Articles With Ken Elzinga
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“Markets have made possible the prospect of the bulk of an economy’s population not being poor and oppressed.”

Fiduciary Fight Part 1: The Fight Over The Fiduciary Label
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The fight is on! Everyone wants to be known as a fiduciary, but not everyone deserves the title.

The Segregated Joint Economic Committee
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Does the Joint Economic Committee live up to anything in its name?

Interview with Ken Elzinga by Marotta On Money
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Ken Elzinga writes the popular Henry Spearman mystery novels under the pen name of Marshal Jevons. We caught up with Professor Elzinga for the following interview.

How Not to Promote College Innovation
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These noble-sounding goals intuitively appear useful, but the federal government has only two ways to encourage change and neither of them helps in this case.

The Mystery Of The Invisible Hand
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Read an excerpt from Ken Elzinga’s latest Henry Spearman mystery novel.

November 2014 Returns for Our 6 Asset Classes
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Here are the returns for our six Asset Classes from November 2014.

August – October 2014 Returns for Our 6 Asset Classes
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Here are the returns for our six Asset Classes from August 2014 – October 2014.

Stop Borrowing From Yourself
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Stop borrowing from your future self. Each day you fail to save is another day where you tighten the ball and chain around your ankle. You deserve better than that.

Radio: Charlottesville Real Estate
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David John Marotta appeared on the radio discussing Charlottesville real estate, interest rates, and how you should not let a daunting pile of mortgage paperwork stop you from purchasing a home.

How To Buy A College Degree
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Unfortunately, Obama’s good intentions are thwarted by the economic principle formulated by banker Charles Goodhart.

Cheating Isn’t Just For Students
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Increased pressure will only force more teachers to choose between their integrity and their salaries.

Financial Willpower
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The amount of energy available in the brain to exercise self-regulation and resist temptation is a limited resource. When the account runs out, well… you know the kind of decisions you make.

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