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#TBT The Minimalist Budget
on July 27, 2023
with No Comments
If you want to be really minimalist about your budgeting, here’s what we suggest: the 65-25-10 rule.
How to Use Medicare IRMAA Life-Changing Event Form SSA-44 To Save Money
on July 25, 2023
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If the form is accepted, the Social Security Administration will generally not only change your current IRMAA, but they will also use your Projected MAGI for the next several years. Here’s why.
Q&A: Which Self-Employed Retirement Plan Should I Open?
on July 24, 2023
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Here are some of the pros and cons of specific SEP IRA and individual 401(k) retirement account options available.
#TBT Should I Buy Commercial Real Estate?
on July 20, 2023
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This article gives you the formula to decide how much to offer or if the property is a good deal.
Inherited RMD Update: IRS Waives 2023 Penalties and Delays to 2024
on July 18, 2023
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This notice did not offer the final guidance we were hoping for, but rather continued to push the decision further down the road.
Freedom Investing in Review (June 2023)
on July 17, 2023
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This quarter, we saw that in 1-year returns ending June 30, 2023, Developed Freedom Investing had a -3.68% disadvantage, Emerging Market Freedom Investing had a +4.15% advantage, and Overall Freedom Investing had a -0.61% disadvantage.
#TBT Seven Elder Abuse Scams and How to Protect Yourself
on July 13, 2023
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About 4% of elders falling victim to fraud with estimates that over $2.9 billion is lost to elder abuse every year. Being aware of the scams helps to protect yourself.
No Tax Benefit to Gifting Capital Losses
on July 11, 2023
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Gifting depreciated stock is more complex and never to anyone’s advantage.
FAILING to AVOID This Could RUIN your Financial Plan
on July 7, 2023
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If this title attracted your attention, you may be prone to viewing clickbait.
Virginia Real Estate Tax Relief For the Elderly and Disabled By City and County
on July 3, 2023
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Each governing body in Virginia has their own rules and eligibility requirements.
What Is A Mutual Fund Share Class Exchange?
on June 30, 2023
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Share class exchanges can create small savings for investors who have found themselves invested in the wrong share class. However, it is better to buy the lower cost funds in the first place.
#TBT Newlywed To Do List
on June 29, 2023
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This 2014 article offers a practical, timeless list of steps to consider after you join your lives together.
What Is An Asset, A Liability, And An Investment?
on June 27, 2023
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Knowing the difference between these categories helps you to use them appropriately.
New Proposals Offer Insight into Republican’s Tax Agenda
on June 23, 2023
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We’ll have to wait and see what they really mean by these lofty goals.
#TBT Seven Financial Rules For Marital Bliss
on June 22, 2023
with No Comments
An overwhelming number of failed marriages cite financial troubles as a major factor in their breakup. See if this 2006 article can help make finances a place of union rather than separation.