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Our Articles

Inflation Is 3% For First 120 Years; 2,380% For The Last 100 Years
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Of all the investing risks we face, inflation is the risk most commonly overlooked and most certainly experienced.

What Is A “Margin Alert”?
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There are five types of Schwab Margin Alerts: Margin Maintenance, Short Position, Trade Debit Due, Margin Debit Balance / Account hold Value Advantage, and Trade Settlement Violation

Important Social Security Info for Widows and Widowers
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Most survivors are uninformed about how Social Security benefits are calculated and often overlook a careful analysis of this critical retirement asset.

Why Is The Federal Reserve In Your Wallet?
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Members of the Federal Reserve openly admit it is not a federal agency.

Is The Stock Market Rigged? (and how to create a media frenzy)
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In order to inflame the public’s ire about market corruption, the author of “Flash Boys” carefully sidesteps a number of important facts.

Helpful Mobile Budgeting Tool Free For College Students
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The good people at You Need A Budget (YNAB) have made their budgeting solution free for college students; including part-time students.

Realize Some Capital Gains Each Year To Keep Taxes Low
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There are at least four different capital gains tax rates. Here’s how to minimize yours.

What Exactly Is Quantitative Easing?
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Quantitative easing is a sneaky way to make everyone dealing in U.S. dollars pay off the U.S. debt.

The Government Effectively Pardoned 77.3% Of The 2013 Debt Increase
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Paid for by using your former purchasing power.

What Do You Mean I Owe An Extra $100,000 In Taxes?
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Ah, the joys of being a small business owner in 2013.

Gift Tender Offers To Charity To Avoid Capital Gains Tax
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This technique can avoid paying any tax, a savings worth up to 36.1%.

Where Are You in the Financial Lifecycle?
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This may be considered a get rich slowly article but it has more to do with learning to manage your resources and emotions around money.

How Does The Fed Control Interest Rates In A Free Market?
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Even as recently as 2007, banks were paying 4% interest. Now you have to go to the hundredth decimal before you find your interest rate.

As Recently As 2007, Banks Were Paying 4% Interest
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In retirement planning, these are the deep risks we are concerned about.

Every Bond Contract Has At Least Five Components
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Unlike stocks, each bond contract has unique characteristics that define how repayment will occur.

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