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I’m Young. Should I Withdraw from My Roth IRA?
on June 20, 2023
with No Comments
Contributing to a Roth IRA, even though you know you will withdraw it before retirement, is a sound financial strategy.
How To Find the Original Purchase Date of Holdings on Schwab.com
on June 16, 2023
with No Comments
Sometimes you may want to check on the original purchase dates of the holdings in your accounts during the current tax year. Luckily, there is a page on Schwab Alliance which shows you just that.
#TBT How to Spend: Add It To Your Wishlist
on June 15, 2023
with No Comments
A wishlist is a force of thrift both for you to defer your consumption and for your family and friends to ensure that all the value of their gift makes it to your heart.
Your Advisor’s Personal Trading Practices Always Matter
on June 13, 2023
with No Comments
Websites such as investor.com are useful, but not as useful as you might hope.
Radio: Best Practices For Using Credit Cards
on June 9, 2023
with No Comments
On Tuesday, April 11, 2023, David John Marotta appeared on Radio 1070 WINA’s Schilling Show with Rob Schilling to talk about best practices for using credit cards.
#TBT Remembering June 5, 2013
on June 8, 2023
with No Comments
There is an illusion that the executive branch will handle the collection of all our data with respect and care. I hope that current times can shatter that illusion for you.
Access $1,500 Per Child for K-12 Students in Virginia
on June 6, 2023
with No Comments
These grants are called “K-12 Learning Acceleration Grants” and must be used to pay for “qualifying education services.”
Federal Debt Burden May Settle 2026 Tax Uncertainty
on June 2, 2023
with No Comments
I have difficultly imagining a likely outcome where I would regret a Roth conversion.
#TBT Keep Track of Your Roth Contributions
on June 1, 2023
with No Comments
If you made a Roth contribution this year, here is a reminder to update your contribution basis records.
A Thoughtful Reply to the Debt Ceiling Crisis
on May 30, 2023
with No Comments
While there can be a lot of uncertainty, the conclusion is normally anticlimactic.
Radio: The Debt Ceiling (2023)
on May 26, 2023
with No Comments
On Tuesday, January 10, 2023, David John Marotta appeared on Radio 1070 WINA’s Schilling Show with Rob Schilling to talk about the current debt ceiling discussions.
#TBT Do I Want To Give My Financial Advisor Discretion on My Account?
on May 25, 2023
with No Comments
This is only a good idea if your financial advisor is covered under the fiduciary duty and is fee-only.
The Best Way to Plan for Inflation is to Discount It
on May 23, 2023
with No Comments
By discounting portfolio returns to only real returns, we have already considered inflation in the planning targets.
Freedom Investing in Review (April 2023)
on May 19, 2023
with No Comments
This quarter, we saw that in 1-year returns ending April 30, 2023, Developed Freedom Investing had a -2.99% disadvantage, Emerging Market Freedom Investing had a +1.85% advantage, and Overall Freedom Investing had a -0.4% disadvantage.
#TBT Everyone Needs Some Frivolous Purchases
on May 18, 2023
with No Comments
Everyone needs some fun in their life, and sometimes fun costs a little money. This 2004 article shares six guidelines for dealing with purchases that might be considered frivolous.