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On Tuesday, December 13, 2022, David John Marotta appeared on Radio 1070 WINA’s Schilling Show with Rob Schilling to talk about the causes of inflation.

Here is a review of the performance of Freedom Investing in 2022.

Following this guide, you should be able to easily download any account documents you want.

The class will be held April 13 through May 4, 2023 each Thursday from noon to 1:00 PM on Zoom.

This quarter, we saw that in 1-year returns ending December 31, 2022, Developed Freedom Investing had a +0.13% advantage, Emerging Market Freedom Investing had a +0.45% advantage, and Overall Freedom Investing had a +0.77% advantage.

Financial planning can be romantic. As this 2011 article reminds us, “nothing is more romantic than planning how to realize your shared hopes and dreams for the future.”

Biotechnology’s low correlation, the very thing that makes you dislike it, is specifically what gives it a place in efficient portfolios.

Here is a reference chart with 2023 income tax rates, capital gains rates, retirement contribution limits, and more.

Tax planning is very different than tax return preparation. The goal of tax preparation is to minimize your tax owed this year. The goal of tax planning is to maximize your after-tax net worth by minimizing your taxes owed over your lifetime.

Later required beginning dates are generally advantageous to seniors, although the complexity surrounding RMD rules is nothing to celebrate.

Saving for long-term care, if done early enough, is not too expensive and helps to protect yourself from this potential financial shock.

This 2014 post reminds us that perhaps we should be more afraid of cash and inflation than stocks and investing.

For those over age 59 1/2, you would need to withdraw all funds attributable to basis before your withdrawal would be sourced from Roth IRA earnings and the age of your Roth IRA would matter for taxation.

While you may think that the account owner needs to stay the same, you can easily change the account owner.

Doubling your retirement is not a fast process. It is the slow and steady practices of daily financial diligence.