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Recent Market Advances Fail to Overcome Mental Accounting
The S&P 500 has nearly doubled in the last four years. Yet many investors are left feeling more disillusioned with their investments than ever before. Some of this discontent can be combated by understanding the psychological effects of market volatility.
Four Reasons You Are Afraid of Investing
This kitten isn’t afraid of the markets. Be more like this kitten.
Are U.S. Stocks Overvalued?
“To answer that, it’s good to review key indicators, like the Shiller P/E ratio, and their recent history, experts say”
Government Officials Should Not Be Allowed to Plead the Fifth
Without public accountability, people are rightly suspicious that even the legitimate operations of government are corrupt.
Life Planning Edition – Wealth Management Carnival #13
Today’s Carnival covers a wide range of topics such as planning for your finances before college, what to do financially after college, how to think like the wealthy, and how to think about finances when one spouse doesn’t head to the office every day.
Should Gold Be Considered An Asset Class?
“The divergent claims about gold can be puzzling. How can a commodity that predominantly is either stored in a vault or gets formed into jewelry have so many stories spun around it?”
Making Peace with your Money Past
Money plays such a personal role in our lives that most people learn early on to keep their financial affairs a secret. These shadows promote many different varieties of financial pathologies and distress.
Do You Know What Your Appliances Cost You?
“Don’t air condition the outside” and “Turn the lights off when you leave a room” are often quoted as proverbs of energy savings, but the real savings is in several other appliances.
The Optimum Asset Allocation to Gold Is Always Zero
Fearful of monetary or societal failure, many hope that owning gold will bring them peace of mind.
Since 1979 The S&P 500 Grew 13.5 Times Greater Than The Price Of Gold
Investing $512 in the S&P 500 at the end of 1979 grew with reinvested dividends for a total return of $19,323.19.
For The Past 34 Years, Gold Has Just Kept Up With Inflation
On average gold keeps up with inflation, albeit with wild gyrations.
Over 11 Years Gold Rose Over Six-Fold
From $255.95 gold rose to $1,795.00 between 4/2/2001 and 11/8/2011.
Over 21 Years Gold Lost 70% Of Its Value
From $850 gold dropped to $255.95 between 1/21/1980 and 4/2/2001.
Reply To Certified Gold Exchanges “Public Refutation”
Gold advocates cherry pick gold’s returns from trough to peak.
Stocks For The Long Run
Stocks have an average annualized appreciation over inflation of 6.86%, whereas gold is just 0.33% over inflation.