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Ignore the Politicians and Take Control of Your Financial Freedom
on August 6, 2012
with 2 Comments
During elections the political dialogue assumes that the well-being of your future is out of your control and in the hands of politicians. This is simply not true. You have the freedom to take control of your finances and your life.
Investing In Gold
on August 3, 2012
with 1 Comment
Direct ownership of gold has become more popular, despite some lingering fear that the government could again ban private gold ownership. With ongoing concerns about the global financial system and gold hitting a record high, many people are interested in this “safe haven.”
College 529 Savings Plan Distribution Rules ($ ?s)
on August 2, 2012
with No Comments
Q: We have saved money for our grandchildren’s college expenses with 529 plans, and now the first is set to begin. What advice do you have as we begin to make distributions from these accounts?
Doctors Need Financial Planning Help, Too…
on August 1, 2012
with 1 Comment
How is the ‘financial health’ of most physicians? Most physicians put in long hours and due to lack of time neglect their own financial and retirement planning.
What Kind of Power Is the Most Dangerous?
on July 30, 2012
with 5 Comments
Americans continue to talk past each other by using a similar vocabulary while really discussing very different concepts. Views also differ on the concept of power.
Radio: What Power is the Most Dangerous?
on July 28, 2012
with No Comments
David John Marotta appeared recently on 1070 WINA’s Schilling Show discussing power–particularly government power–and what kind is the most dangerous.
Why Investors Don’t Rebalance
on July 27, 2012
with No Comments
“Perfectly rational individuals exhibit changing risk aversion that makes it hard for them to rebalance into high-return assets that have had steep price declines.”
Consider Refinancing With A No-Closing-Cost Loan
on July 26, 2012
with No Comments
Out-of-pocket closing costs are a big deterrent to would-be refinancers. Is it better to stay with the higher rate or get the lower rate and pay the closing costs?
Our Grandparents Would Say ‘Duh!’
on July 25, 2012
with No Comments
“In this [new investment reality] environment, near-term inflation is not likely to be much of a concern. The challenge will be to adapt to possible lower total portfolio returns. “
Fund a Teenager’s Million-Dollar Retirement
on July 23, 2012
with 10 Comments
We teach teenagers a lot more about sexuality than we do about money. This can confuse them about what they should be learning. Give this article to a teenager and encourage him or her to start a Roth IRA.
When is Enough Regulation Enough for Regulators?
on July 21, 2012
with 4 Comments
Apparently, Never. The Dodd-Frank bill can be likened to giving the government unlimited powers and asking them to eliminate evil.
Freedom Investing Worth 4.3% Over the Last Twelve Months
on July 20, 2012
with 2 Comments
Countries are constantly in flux, and with all the noise of the markets, it is easy for the noise drown out the signal.
Four Reasons Convertible Bonds Are Flawed
on July 19, 2012
with No Comments
Generally speaking, financial complexity is a curtain behind which the finance industry can extract its fee. When the curtain is pulled back, convertible bonds fail to add value for four specific reasons.
Is Federal Student Aid Among the Best or Worst Government Programs?
on July 18, 2012
with 3 Comments
The unintended consequences of good intentions can do more economic harm than all the mean-spirited greed within capitalism.
Squirrel Away Money While You Can
on July 16, 2012
with 2 Comments
Franco Modigliani won the Nobel Prize for a simple technique that squirrels know intuitively from birth. You have to squirrel away some nuts during times of plenty so you can survive during times of scarcity.