We strive to provide the necessary resources for anyone to prepare their own investment plan and meet their financial objectives. We actively encourage the do-it-yourself people of financial planning to subscribe to our newsletter and provide themselves with comprehensive wealth management. For people who don’t want to do it alone, we encourage you to see if we are a good fit for you and get started as a client.
Mailbag: Should I Pay Off My Mortgage Early?
on April 13, 2012
with No Comments
Some say don’t make extra payments, take the tax deduction. Others say you need to be debt free.
$ ?s: Dividend Portfolios Carry Hidden Risks (Part 1)
on April 12, 2012
with No Comments
Dividend investors are too easily lulled into the temporary comforts of portfolio income.
Capital Gains Tax Rising
on April 11, 2012
with 4 Comments
Starting in 2013, pending further legislation, the capital gains tax will go up to 20%.
George Marotta Featured in Reuters Article by Linda Stern
on April 10, 2012
with No Comments
The 85-year-old Palo Alto patriarch has turned helping his 10 grandchildren into a hobby that has paid off for multiple generations.
The Efficient Frontier
on April 9, 2012
with No Comments
The efficient frontier measures all investments on a scale of risk and return. Risk is commonly placed on the x-axis, and return is placed on the y-axis.
Mailbag: How Should I Invest a Roth IRA that My Children Will Inherit?
on April 6, 2012
with No Comments
Should it be invested aggressively, like 100% equities, or use the same split as my taxable investments, such as 50-50 stocks vs bonds?
Buffett is Winning $1M Wager with Hedge Funds
on April 5, 2012
with No Comments
Buffett estimates that he has a 60% chance of winning. This is in line with statistics suggesting that low cost funds beat high cost funds more than half the time.
Burton Malkiel Picks Bonds as ‘Worst Asset Class for Investors’
on April 4, 2012
with No Comments
Even if the overall inflation rate is only 2.25% in the next 10 years, an investor who holds a 10-year Treasury until maturity will realize a zero real return after inflation.
Double-Taxed Dividends: Going Up
on April 3, 2012
with 2 Comments
The qualified dividend tax rate is currently at a maximum of 15%, as are capital gains. Starting January 1, 2013, dividend tax rates will go up to the investor’s ordinary income rate.
Value: The Third Factor of Investing
on April 2, 2012
with No Comments
A stock’s valuation is measured on a continuum from “value” to “growth” In broad strokes, value stocks are cheap and growth stocks are expensive.
How Do I Allocate Investments with Capital Gains Among Taxable and Traditional IRA Accounts?
on March 30, 2012
with No Comments
There is a distinction between existing high capital gains exposure in a mutual fund verses future capital gains you expose yourself to.
Before You Say “I Do”: Money & Marriage Exercise 5
on March 29, 2012
with No Comments
My wife and I have six of our eight grandparents who are living well into their 80s and 90s.
Safeguarding Your Money
on March 28, 2012
with No Comments
Given all the greed and deceit in the world of financial services you shouldn’t have to trust your financial advisor. Here is a list of eight safeguards that should be in place to help safeguard your money.
Before You Say “I Do”: Money & Marriage Exercise 4
on March 27, 2012
with No Comments
Many people turn to religion when defining these shared values.
Size: The Second Factor of Investing
on March 26, 2012
with 2 Comments
The second factor of investing is size as measured by a stock’s total capitalization. Over time small cap will outperform large cap even after factoring out measurements of volatility.