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Roth IRA Recharacterization 2012: Undoing a Roth Conversion
on March 5, 2012
with 2 Comments
Nearly everyone is an excellent candidate for a Roth conversion this year. You can always undo part or all of a Roth conversion with what’s called a recharacterization, so you can’t convert too much.
Roth IRA Conversion 2012: Roth Calculator for Prof. Low Income
on March 3, 2012
with No Comments
Who would have thought that someone earning $10,700 might want to purposefully push their taxable income up to $217,450 this year in order to pay $47,595 more in taxes at these lower 2012 tax rates?
Roth IRA Conversion 2012: Roth Calculator for Mr. Esq
on March 2, 2012
with 2 Comments
Who would have thought that someone in the 33% tax bracket now who will be in a lower 28% tax bracket in the future might want to do a Roth conversion at his higher rates now?
Roth IRA Conversion 2012: Roth Calculator for Ms. Small Business Owner
on February 29, 2012
with No Comments
Who would have thought that someone earning $400,000 might want to purposefully push their taxable income up to $1.2M this year in order to pay $280,000 more in taxes at these lower 2012 tax rates?
Roth IRA Conversion 2012: Roth Calculator for Mr. Average
on February 28, 2012
with No Comments
Who would have thought that someone earning $75,000 might want to purposefully push their taxable income up to $275,000 this year in order to pay as much as possible at these lower 2012 tax rates!
Roth IRA Conversion 2012: A Roth Conversion Calculator
on February 27, 2012
with 1 Comment
Nearly everyone is an excellent candidate for executing a Roth conversion this year. But it is helpful to have a target amount in mind before you begin.
Women Are More Afraid of Becoming “Bag Ladies” Than Men
on February 24, 2012
with No Comments
Women are more afraid of becoming “bag ladies” than men, and it makes them approach investing and saving for retirement differently, assuming they have managed to tackle either of those chores.
Roth 401(k) vs. Roth IRA (A Guide for the Perplexed)
on February 23, 2012
with No Comments
A Roth provides more flexibility than its Roth 401(k) counterpart because you can access the principal at any time without penalty.
Stop Saving
on February 22, 2012
with No Comments
It is better that you stop saving and use that money to do some of the things you’ve been longing to do, than it is to quit your job and retire early because you think that is the only way you can achieve your goals.
Roth IRA Conversion 2012: Are You a Good Candidate?
on February 20, 2012
with 4 Comments
You may be a good candidate for a Roth conversion in 2012 if you can answer “yes” to any of these statements.
Radio: Organizing Your Finances to Best Love Your Spouse
on February 18, 2012
with No Comments
Do you think of being financially organized as a way to love your spouse? David and Krisan Marotta explain why you should.
Countering Resistance
on February 17, 2012
with No Comments
Client resistance is an inevitable part of the financial planning process. It’s a sign the advisor is doing his or her job.
$ ?s: Secondary Annuities Are Second Class
on February 16, 2012
with No Comments
Once you buy this product, you’re stuck. All structured settlement transfers must take place through a court order…
Video: Marotta on Money
on February 15, 2012
with 1 Comment
Marotta On Money is a weekly financial column and daily financial blog about the comprehensive wealth management small changes that have a large effect over time.
Subscribe to receive more Marotta more often.
The Absolutely Last Chance for a Massive Roth Conversion
on February 13, 2012
with 9 Comments
A tax tsunami is coming at the end of this year. This will be your last opportunity to safeguard your assets in a lifeboat and avoid getting swamped with taxes.