We strive to provide the necessary resources for anyone to prepare their own investment plan and meet their financial objectives. We actively encourage the do-it-yourself people of financial planning to subscribe to our newsletter and provide themselves with comprehensive wealth management. For people who don’t want to do it alone, we encourage you to see if we are a good fit for you and get started as a client.
Video: Google Search Fun
on April 1, 2011
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A humorous Google search for Charlottesville financial planning.
Where in the World Should You Invest?
on March 28, 2011
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Finding countries where you can plant your investments in fertile soil may be one of the most important asset allocation decisions you make for the next several years.
Radio: Minimum Wage
on March 23, 2011
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David Marotta and David Swanson discuss a minimum wage.
Save 97 Percent of Any Windfall
on March 21, 2011
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Surprisingly, studies show that onetime windfalls can actually impoverish you. They make you feel rich, which inevitably leads to overspending. But wealth is what you save, not what you spend.
Multiple Accounts: An Essential Management Tool
on March 14, 2011
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To build real wealth, you need specific wealth management tools.Most families have less than half of the accounts they really need, and young newlyweds often only have a checking account.
Don’t Retire: Keep Significant Goals
on March 7, 2011
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Most Americans fail to plan adequately for retirement and consequently miss out on opportunities to enjoy the last third of life. The best and most rewarding financial planning is not just about the numbers but rather takes place in the context of personal goals.
Pay Yourself First
on February 28, 2011
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The greatest engine to generate real wealth is saving and investing. And the best way to ensure that your default is saving and investing is to automate the process. Pay yourself first, and your savings will grow exponentially.
For Valentine’s Day, Work on a Budget Together
on February 14, 2011
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Couples who have worked together on a budget already agree on the big picture. Once they make the hard decisions about what will help further the family’s values, specific purchases in each category are much less critical.
Radio: Social Security Payroll Tax Cuts
on February 8, 2011
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David Marotta discusses what to do with your “extra” money.
Save Your Social Security Payroll Tax Cut
on February 7, 2011
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Take ownership of your own financial security and increase the rate you are saving and investing by at least the 2% Social Security tax cut.
Roth Recharacterization 2011
on January 31, 2011
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If you failed to convert anything last year, you missed an opportunity. If you converted much more than you probably wanted to, now you have to decide how much to keep.
2010 Non-U.S. Stock Lessons Learned
on January 24, 2011
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All developed countries are not equally attractive places to invest. The United States has entered the ring of fire and expected to underperform in future years as a result.
2010 U.S. Stock and Bond Lessons Learned
on January 17, 2011
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One method to divide the U.S. stock market is by sector of the economy. Overemphasize those sectors left free to innovate and compete on the global market.
Video: Comprehensive Wealth Management: Life Planning, Part 1
on January 12, 2011
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Life Planning is an important part of the wealth management process. It’s not enough to have money; you need to know what the money is for.
A New Opportunity: Donating to Charity from Your IRA
on January 10, 2011
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The law allows taxpayers age 70 1/2 or older to donate up to $100,000 from their IRA directly to a charity. The amount of the charitable contribution is excluded from taxable income.