We strive to provide the necessary resources for anyone to prepare their own investment plan and meet their financial objectives. We actively encourage the do-it-yourself people of financial planning to subscribe to our newsletter and provide themselves with comprehensive wealth management. For people who don’t want to do it alone, we encourage you to see if we are a good fit for you and get started as a client.
Video: The Dangers of Immediate Fixed Annuities
on March 2, 2010
with No Comments
The returns offered by immediate fixed annuities aren’t as good as they sound. The slight of hand in this case is the immediate loss of 100% of your principal. They are fixed for you to lose and the insurance company to win.
Video: University Students and Credit Cards
on March 2, 2010
with No Comments
Every University student knows they should have a credit card. You have to have a second form of ID on many financial transactions. You have to have one to establish good credit. And, the more you use them, the more you will accrue bonus points toward cash, mileage credits and various “free gifts”. P.T. Barnum said, “There’s a sucker born every minute.” But it doesn’t have to be you.
Video: How to Get Out of Debt, Part 1
on March 1, 2010
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Everyone knows a family with financial debt. Stop the bleeding. Apply emergency medicine.
Video: Family Budgeting
on March 1, 2010
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Every year problems of debt and overspending frustrate millions of families. The problem has little to do with income, a lot to do with spending. Spending less than you earn is the essential foundation that creates the capital for investing and wealth building.
Avoid Budget Busters Part 1: Thrift, an Old-Time Virtue Making a Comeback
on March 1, 2010
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No matter how rich or poor you are, thrift is an integral part of your budget. Being thrifty is a godly and biblical virtue.
Video: Google Search Humor
on February 25, 2010
with No Comments
A humorous Google search for Charlottesville financial planning.
Your Parents’ Estate Plan Part 2: What You Need to Know
on February 22, 2010
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A thoughtful estate plan can make your heirs’ lives easier. But it is your parents’ estate planning that will make your life easier.
Your Parents’ Estate Plan Part 1: Why You Need to Know
on February 15, 2010
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Your estate plan can make your heirs’ lives easier. But it is your parents’ estate planning that will make your life easier.
America, Land Of The Mostly Free
on February 8, 2010
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America is officially no longer free.
The TANSTAAFL Principle
on February 1, 2010
with No Comments
“There ain’t no such thing as a free lunch.” As early as 1938, this phrase was touted as “economics in nine words.”
Start Saving for College the Day They Are Born
on January 25, 2010
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My youngest is a first-year student at the University of Virginia. My coauthor Matthew’s youngest child was born only a month ago. There is no such thing as saving too early.
Reflecting on 2009 Returns Provides Lessons Going Forward
on January 18, 2010
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Those who moved their investments to the supposed safety of Treasury bond investments were deeply disappointed.
Video: Comprehensive Wealth Management: Life Planning, Part 8
on January 12, 2010
with No Comments
Life Planning is an important part of the wealth management process. It’s not enough to have money; you need to know what the money is for.
Video: Comprehensive Wealth Management: Life Planning, Part 3
on January 12, 2010
with No Comments
Life Planning is an important part of the wealth management process. It’s not enough to have money; you need to know what the money is for.
Video: Comprehensive Wealth Management: Life Planning, Part 9
on January 12, 2010
with No Comments
Life Planning is an important part of the wealth management process. It’s not enough to have money; you need to know what the money is for.