Articles

There are years and situations when a Roth conversion is not appropriate, but they are often surrounded by years when it should be considered.

David Marotta discusses how the tax burden causes an incentive to earn less money.

Misers may sleep well tonight, but they won’t eat well in 20 years.

Most families have not planned for their retirement. They may save toward their retirement, but without a plan their saving is random and haphazard. Retirement decisions today can only be made in the context of accurate math projections that span … Read More

You are guarding against deadweight loss when the recipient can exchange the gift or return it for cash.

In 1985, an MIT professor won the Nobel Prize for a simple technique that squirrels have known intuitively from birth — you have to “squirrel” away some nuts during times of plenty so you can survive during times of scarcity.

No one approaches financial planning with the goal of paying more taxes. Tax management, like all financial planning, is based on the premise that small changes made over time can achieve big goals.

Employers and employees alike are feeling the squeeze of swelling health care costs.

Both mindless eating and mindless spending rely on our subconscious need to follow scripts to pace our consumption. Community plays a huge role in regulating our financial destiny–either a path of savings that builds real wealth or a path of spending that leads to impoverishment.

David Marotta discusses what makes certain investments look attractive.

We all think we can’t be fooled by something as obvious as the the difference between height and width. But our brains are wired that way, without exception.

Retirement planning is even more crucial for women than for men.

Timing the markets this past year was nearly impossible.

Just remove the decimal place. The $8.50 lunch you charge will cost you $850 in your retirement.

Your time is worth more than sifting through the ashes of advertising looking for valuables.