Articles

Countries with the most economic freedom generally do better than the international index.

Excellent advisors communicate clearly exactly how bad the markets have been and can be.

Rebalancing between asset classes boosts returns and decreases volatility. But setting your asset classes based on sectors of the economy is not an effective strategy.

David Marotta discusses behavioral finance.

In this formula is deep wisdom, both for portfolio construction and for determining which categories are worth regular rebalancing.

Couples getting married in June usually don’t take the time for pre-marital financial counseling. Yet much of the friction in marriage stems from different financial perspectives, and how money is handled is often a factor in divorce

Generally, a correlation that can drop below 0.6 with other asset classes is a good candidate to become its own asset class.

Diversifying your portfolio means finding assets that have value on their own merits but do not move exactly alike. A critical investment metric called “correlation” is used to construct a portfolio most likely to meet your personal financial goals.

Estate planning must begin with family harmony as the goal. Thus personal dynamics are more important than avoiding probate and estate taxes.

David Marotta discusses learning to live on your own after college.

The government is not intervening out of a sense of altruism.

The most important product of estate planning is achieving family harmony. Think carefully when you choose your executor or trustee.

What’s more important, saving for college or retirement?

A complex technique called “Roth segregation accounts” could earn your investments an extra 30% over the next two years.

A complex technique called “Roth segregation accounts” could earn your investments an extra 30% over the next two years.