Articles

Filing early and then repaying is the least dangerous for those who are single or for a husband and wife whose benefits are roughly equal.

Dying young never jeopardizes a retirement plan financially.

Filing early exacts a steep price.

Your filing option choices may be worth $250,000 of income or more.

The various congressional bailouts have been touted as essential to the nation’s economic security. So long as the notion of economic security remains vague and abstract, it has wide support. But anyone who examines the details should realize this so-called security threatens our freedom and stability.

To safeguard your money, you must be able to extricate yourself from any bad investment quickly. Of course, the companies that sell mistakes don’t want you to be able to do that, so they use financial hooks to hold your money captive.

You have a critical part to play in financial planning. Certain responsibilities cannot be delegated to others.

Crazy volatile markets push people toward irrational investment schemes. Know how to avoid them in order to safeguard your money.

An overwhelming number of failed marriages cite financial troubles as a major factor in their breakup. This is no surprise because the way we use our time and money reflects our values. Without a strong set of shared values, marriages drift apart. But, dealing with finances together can bring a couple closer. Here are seven principles of how you can build wealth and your marriage.

One important safeguard is to insist on investing only in liquid assets. Investors undervalue liquidity 99.9% of the time. You need to be in the other 0.1%.

There are several investment safeguards you should insist on. One is to avoid any investment opportunity that sounds too good to be true.

I was recently asked if investors should trust their financial advisors. And my short answer, you may be surprised to hear, was no. Your financial advisor should not also have custody of your investments.

Every year many of us make New Year’s resolutions and then can’t follow through because we claim we’re too busy.

Christians celebrate the birth of Jesus on Christmas Day. But for too many of us, it’s the season that unravels the careful financial planning of the previous 11 months. So this year, instead of trading your financial goals for a mountain of gifts and debt, take a moment to contemplate how a spiritual perspective can help you put your wealth in perspective.

Philip Zimbardo’s latest book, “The Time Paradox” suggests that understanding your own time perspective may help you unlock the secrets of financial freedom. In other words, how we think determines who we are and what we do.