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Our Articles

NAPFA Consumer Education Foundation
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Fewer than 20 percent of investors are financially literate.

P/E Ratio
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P/E ratio tells you how many dollars you have to invest to receive $1 in earnings.

Roth IRA vs. the Traditional IRA
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Historically income taxes have not been this low since 1931.

Virginia Is For Business Lovers
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More businesses migrate across state borders than national borders.

Qualified 529 Spending
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Virginians can take a $2,000 state tax deduction simply by flowing their money through a 529 account for a day.

Reverse Mortgages Are A Last Resort
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Although the lender almost always wins, a reverse mortgage does offer a Band-Aid solution to pending cash flow problems.

David John Marotta: What Is A Contrarian?
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The markets are brilliant long-term, but short-term they have the IQ of a gnat.

George Marotta: What Is A Contrarian?
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Buy when there is blood on the street and sell on the sound of the trumpet.

ARM Yourself For Mortgage Rate Increases
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The party’s over for home owners who sought the lower initial payments of ARMs.

Foreign Freedom Investing 2006
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On average, international stocks appreciate more than US stocks, and stocks in countries with the most economic freedom appreciate more than the international average.

Socially Responsible Investing
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Delegating your morality to a fund’s screening process is like using a blunt instrument to do brain surgery.

Avoid Capital Gains Tax on the Sale of Your Home
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Consider moving your official place of residence to your vacation house, live in it 760 days out of five years, and then take the exclusion.

The United States – Land Of The Free
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“A wise and frugal government shall not take from the mouth of labor the bread it has earned.” – Jefferson

O Canada, The True North Strong and Free!
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Canada is the one major country that is not included in the EAFE (Europe, Australia, and Far East) foreign index. Not only are they good neighbors but a good investment.

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