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NAPFA Consumer Education Foundation
Fewer than 20 percent of investors are financially literate.
P/E Ratio
P/E ratio tells you how many dollars you have to invest to receive $1 in earnings.
Roth IRA Conversion Makes Cents
You can either pay now or pay more later.
Roth IRA vs. the Traditional IRA
Historically income taxes have not been this low since 1931.
Virginia Is For Business Lovers
More businesses migrate across state borders than national borders.
Qualified 529 Spending
Virginians can take a $2,000 state tax deduction simply by flowing their money through a 529 account for a day.
Reverse Mortgages Are A Last Resort
Although the lender almost always wins, a reverse mortgage does offer a Band-Aid solution to pending cash flow problems.
David John Marotta: What Is A Contrarian?
The markets are brilliant long-term, but short-term they have the IQ of a gnat.
George Marotta: What Is A Contrarian?
Buy when there is blood on the street and sell on the sound of the trumpet.
ARM Yourself For Mortgage Rate Increases
The party’s over for home owners who sought the lower initial payments of ARMs.
Foreign Freedom Investing 2006
On average, international stocks appreciate more than US stocks, and stocks in countries with the most economic freedom appreciate more than the international average.
Socially Responsible Investing
Delegating your morality to a fund’s screening process is like using a blunt instrument to do brain surgery.
Avoid Capital Gains Tax on the Sale of Your Home
Consider moving your official place of residence to your vacation house, live in it 760 days out of five years, and then take the exclusion.
The United States – Land Of The Free
“A wise and frugal government shall not take from the mouth of labor the bread it has earned.” – Jefferson
O Canada, The True North Strong and Free!
Canada is the one major country that is not included in the EAFE (Europe, Australia, and Far East) foreign index. Not only are they good neighbors but a good investment.