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Creating A Ladder for Retirement Income
Like the iron rods in sailing ships, bonds keep your portfolio upright in stormy weather.
Sifting Through Your Own Credit Dirt
Credit bureaus charge to see your credit score. Save your money.
Learn What Credit Stalkers Know About You
Beware of bogus credit companies claiming to offer free credit reports in order to gather your personal information.
How to Double Your Retirement
Every six years you delay saving and investing you cut in half the lifestyle you will have in retirement.
Timing the Market Isn’t All Fun and Games
Market timing is the attempt to switch a significant portion of your assets between different types of investments in an effort to maximize profits. If this is your investment strategy, good luck, because you’ll need it.
Why is Bob Cratchit So Poor?
At first glance, this story fills us with pity for the Cratchit family, always struggling to make ends meet. But is that the true story?
Government Controls Endanger Homeland Security
While it’s hard to muster pity for diminished drug company profits, negligible earnings jeopardized production and supply.
Medicare Part D Deserves an F
Poor families with children will subsidize millionaire seniors.
Seniors Face Six Month Deadline For Drug Coverage
Even if you don’t need coverage you can avoid future penalties for as little as $1.87 per month.
Tackling College Costs at the Eleventh Hour
Don’t borrow or withdraw money from your IRA.
Prepaid Tuition Programs May Be Fool’s Gold
Prepaid programs are not safe. They just assume a different type of risk.
529 Plans: What’s Important?
If you are one of the 92% with children under the age of 18 who haven’t started a 529 plan, we encourage you to meet with a fee-only financial advisor soon. You can never start too early, and it’s never too late to do something.
Joshua and the Wall of College Savings
In the past three years Joshua’s account has grown a whopping 76.6% averaging 22.5% per year.
Start College Savings the Day They Are Born
If you are not saving for college you are falling behind.
A College Degree is Worth a Million Bucks
Education matters. He who doesn’t teach his son a trade teaches him to steal.