We strive to provide the necessary resources for anyone to prepare their own investment plan and meet their financial objectives. We actively encourage the do-it-yourself people of financial planning to subscribe to our newsletter and provide themselves with comprehensive wealth management. For people who don’t want to do it alone, we encourage you to see if we are a good fit for you and get started as a client.
How to Spend: Slow Down Spending (Podcast)
on June 7, 2022
with No Comments
Walking away from tempting purchases is particularly difficult, especially for those who regularly shop, but by training yourself to slow down in your spending, you can concentrate your dollars towards the purchases that create the most joy.
How to Survive High Inflation
on June 3, 2022
with No Comments
Inflation is like the rain. You must prepare in advance in order to stay dry.
How to Fund a Schwab Individual 401(k)
on May 31, 2022
with No Comments
Schwab recommends using one of the three methods discussed in this article to fund an individual 401(k).
How to Spend: Avoid Advertising (Podcast)
on May 27, 2022
with No Comments
In this podcast, we discuss the hazard of advertising for your budget and how to not fall prey to marketing tactics.
#TBT The Lower The Market Falls The More Important It Is To Stay Invested
on May 26, 2022
with No Comments
A recovery after a significant downturn in the markets is often marked by steep growth. If you sell and flatline, you will likely miss the market’s natural recovery and thus your own personal future recovery becomes very difficult.
Exemptions to Fiduciary Rule Jeopardize 401(k) Plans
on May 24, 2022
with No Comments
Being a fiduciary means more, regardless of what the Department of Labor might write in their press releases.
Today Was An Intraday Bear Market (May 2022)
on May 20, 2022
with No Comments
The S&P 500 saw an intraday bear market today, dipping over 20% down from a prior high and then correcting back before the day’s close.
Billing Retirement Accounts to Maximize After-Tax Net Worth
on May 20, 2022
with No Comments
One obscure way we bring value to clients is how we bill them.
Bond Markets: Worst Quarter in 40 Years & Not That Bad (April 2022)
on May 19, 2022
with No Comments
We think holding your next seven years of spending in relatively safe bonds is always a good idea. But holding too much in bonds may not keep up with inflation and is not ideal for your long-term investment strategy.
How to Change a 529 Plan Account Owner
on May 17, 2022
with No Comments
While you may think that the account owner needs to stay the same, you can easily change the account owner.
How to Calculate Taxable Social Security (Form 1040, Line 6b)
on May 13, 2022
with No Comments
If you receive Social Security benefits, the portion of those benefits which will be taxable depends on your income. The taxable portion can be anywhere from 0% to a maximum of 85% of your benefits.
#TBT Don’t Do Something. Just Stand There!
on May 12, 2022
with No Comments
You learn a lot by the discipline of reading old news.
Happiness Is The Result Of A Life Lived With Purpose
on May 10, 2022
with No Comments
Regardless of what you do with the money earned, continuing to work is a worthwhile journey.
How to Spend: Align With Your Goals (Podcast)
on May 6, 2022
with No Comments
In this podcast, we discuss why spending is the core of your financial plan, how to align your spending with your goals, and how to use Core Values Budgeting to identify budgeting changes.
June Marotta: The Practical Teaching of Economics
on May 5, 2022
with No Comments
Equating an entire school system into an economic game is one way which has worked for Keys.