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Bond Markets: Worst Quarter in 40 Years & Not That Bad (April 2022)
on May 19, 2022
with No Comments
We think holding your next seven years of spending in relatively safe bonds is always a good idea. But holding too much in bonds may not keep up with inflation and is not ideal for your long-term investment strategy.
How to Change a 529 Plan Account Owner
on May 17, 2022
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While you may think that the account owner needs to stay the same, you can easily change the account owner.
How to Calculate Taxable Social Security (Form 1040, Line 6b)
on May 13, 2022
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If you receive Social Security benefits, the portion of those benefits which will be taxable depends on your income. The taxable portion can be anywhere from 0% to a maximum of 85% of your benefits.
#TBT Don’t Do Something. Just Stand There!
on May 12, 2022
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You learn a lot by the discipline of reading old news.
Happiness Is The Result Of A Life Lived With Purpose
on May 10, 2022
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Regardless of what you do with the money earned, continuing to work is a worthwhile journey.
How to Spend: Align With Your Goals (Podcast)
on May 6, 2022
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In this podcast, we discuss why spending is the core of your financial plan, how to align your spending with your goals, and how to use Core Values Budgeting to identify budgeting changes.
June Marotta: The Practical Teaching of Economics
on May 5, 2022
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Equating an entire school system into an economic game is one way which has worked for Keys.
Seven Reasons to Avoid Bitcoin
on May 3, 2022
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Bitcoin satisfies some of the characteristics of a currency, but there are at least seven areas of concern.
Funding a 5-Year-Old’s Roth IRA
on April 29, 2022
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We continued to hire her for several of the same tasks as last year, but also added a few new ones.
#TBT How Long Should I Keep Financial and Tax Records?
on April 28, 2022
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Whenever the IRS challenges you, the burden of producing evidence that your claims are true rests entirely with you.
This Month, We Tilted Away from Singapore (April 2022)
on April 26, 2022
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Singapore is approximately 37.6% in the Financial sector and has yet to increase its domestic interest rates.
Freedom Investing in Review (March 2022)
on April 22, 2022
with No Comments
This quarter, we saw that in 1-year returns ending March 31, 2022, Developed Freedom Investing had a +1.44% advantage, Emerging Market Freedom Investing had a +2.07% advantage, and Overall Freedom Investing had a +1.28% advantage.
An Overview of Our Allocation Changes (March 2022)
on April 19, 2022
with No Comments
We are constantly reviewing our portfolios’ asset allocations in order to bring them more in line with our Investment Committee’s best practices. Here is a summary of our recent changes.
Best Sub-scores of Economic Freedom for Finding Higher Returns
on April 15, 2022
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This year, we decided to analyze the predictive power of these sub-scores on overall future investment returns.
#TBT How to Deduct U.S. Debt Obligations on State Tax Returns
on April 14, 2022
with No Comments
Some states do not tax their residents on income from a mutual fund that was earned on U.S. government obligations.