We strive to provide the necessary resources for anyone to prepare their own investment plan and meet their financial objectives. We actively encourage the do-it-yourself people of financial planning to subscribe to our newsletter and provide themselves with comprehensive wealth management. For people who don’t want to do it alone, we encourage you to see if we are a good fit for you and get started as a client.
Marotta Family Saying: Make Half a Mistake
on April 12, 2022
with No Comments
Three generations explain this family saying which teaches one method of mitigating risk.
Radio: How The United States Ruined Its Own Fiscal Health
on April 8, 2022
with No Comments
On Tuesday, March 8, 2022, David John Marotta appeared on Radio 1070 WINA’s Schilling Show with Rob Schilling to talk about “How The United States Ruined Its Own Fiscal Health.”
#TBT Why the Tax on Your Roth Conversion Hurts So Much
on April 7, 2022
with No Comments
Roth conversions pay off. Repeat it to yourself now. Repeat it to yourself at tax time. Roth conversions pay off.
High Inflation, Low Fiscal Health, and What Comes Next for the U.S.
on April 5, 2022
with No Comments
At 4.0% inflation, cash will lose 82.88% of its value over 45 years. Such loss of value can ruin a retirement plan more so than any market returns. Your long term investments need to appreciate well over inflation. The best method to do that is to stay mostly invested in stocks.
Transaction Fees for Foreign Issues Changes Individual Foreign Strategy (January 2022)
on April 4, 2022
with No Comments
At the start of the year, purchases of all of these securities had no transaction fee at Charles Schwab. However in December 2021, Schwab added a transaction fee to some of the holdings.
#TBT How to Report NAP Credits on a Virginia Return
on March 31, 2022
with No Comments
Luckily, reporting and using your tax credits on your state tax return is very straightforward.
An Overview of Marotta’s 2022 Gone-Fishing Portfolios
on March 29, 2022
with No Comments
A gone-fishing portfolio is a portfolio of just a few stocks which should weather the ups and downs of the market fairly well while only rebalancing twice a year.
Marotta’s 2022 Gone-Fishing Portfolio Calculator
on March 28, 2022
with No Comments
This gone-fishing portfolio is our default portfolio which can be used at any custodian.
Marotta’s 2022 Vanguard Gone-Fishing Portfolio Calculator
on March 28, 2022
with No Comments
We recommend this gone-fishing portfolio for accounts hosted at Vanguard.
#TBT Do Children Need To File A Tax Return To Fund Their Roth IRA?
on March 24, 2022
with No Comments
Don’t let stress about tax filing requirements keep you or your child from a powerful opportunity to provide for their future.
Bitcoin, Tulips, Beanie Babies, and Speculation
on March 22, 2022
with No Comments
I expect that eventually Bitcoin will either develop a real, useful value for investors or the bubble will burst.
Updates to Schwab Institutional Intelligent Portfolios Limited Fund Selection
on March 18, 2022
with No Comments
Now that the Franklin Templeton funds have been added to the Institutional Intelligent Portfolios platform, we are updating our allocations to use the cheaper funds as their primary targets.
#TBT Tax Table and Tax Computation Worksheet
on March 17, 2022
with No Comments
The strangest fluke of the tax return is that the actual calculation of how much base tax you owe does not have a form; it has this worksheet.
How to Self-Insure for Long-Term Care Health Expenses (2022)
on March 15, 2022
with No Comments
Saving for long-term care, if done early enough, is not too expensive and helps to protect yourself from this potential financial shock.
Study Helps Track Long-Term Care Cost Options
on March 11, 2022
with No Comments
We are very thankful that Genworth has released this information freely for everyone to use.