Articles

This 2015 article reminds us of the benefits of umbrella insurance. We recommend $2 to $5 million of umbrella coverage for typical families with assets over $300,000.

Furthermore, it is difficult for clients to locate the full account number through simple clicking around the online portal. Instead, you have to know where to look.

This 2014 article is a good reminder of how interest rates work in our country.

With a savings waterfall, you immediately know which buckets to fill when there is excess and which should remain dry if there isn’t enough for all your goals.

We have attempted in this article to provide generic guidance on the topic of calculating your own safe spending rate.

Sometimes the costs are actually benefits when it comes to Roth conversions.

You have until April 15 (or October 15 with an extension) of the next year to finish up your prior year SEP IRA funding.

While the appreciation allocation helps you achieve your financial goals, introducing a stability allocation into your portfolio can prevent your portfolio from running out of money.

This quarter, we saw that in 1-year returns using the dynamic tilt and ending June 30, 2024, Developed Freedom Investing had a -0.14% disadvantage, Emerging Market Freedom Investing had a -0.02% disadvantage, and Overall Freedom Investing had a +0.36% advantage.

Here are three lies you must stop telling yourself in order to build a solid financial foundation.

While it is possible a trusted contact may provide you with some protection, it cannot replace a durable power of attorney.

If you are close to either side of 60, this 2020 article will outline the ideal scenario to help you make your own financial assessment.

In most cases, Schwab’s rules around durable powers of attorney help to protect the principal. However, the same rules can also impede the principal’s agent.

The best way to ensure that you save and invest is to automate the process.

Estate planning is a task which is never useful until it is too late to do it.