Articles

There are four main ways you can contribute to a 529 account through American Funds.

If you have recently lost your health insurance or recently signed up for a new one, you may want to watch out for these rules.

You are permitted one 60-day rollover per 12-month period and if you are successful it would not be a taxable event, but I would advise against using this feature.

When you get out of the markets, you have made a huge gamble with your retirement money, and now the stakes are high.

This quarter, we saw that in 1-year returns ending September 30, 2025, Developed Freedom Investing had a -3.02% disadvantage, Emerging Market Freedom Investing had a -0.55% disadvantage, and Overall Freedom Investing had a -1.79% disadvantage.

Don’t let your political emotions cause you to be fearful about the economy. Those misplaced fears may impoverish your financial well-being.

If you ever wondered how the stock market works, this 2006 article is for you. It is both the personal story of David Marotta’s maternal grandfather, Donald Mortlock, and an explanation of how the market of the stock market is made.

These notices are best viewed as reminders that your account is being managed with care and compliance in mind.

This 2006 article shares the personal story of David Marotta’s maternal grandmother who lived to age 99 1/2.

Projected escrow shortfall letters are very common, and typically happen once per year.

“Parental Reminder #42” reminds us that goodness is something bigger than we can articulate but, even though we cannot express it fully, it is very important.

For most people, here is how to think through the 5-year rules of Roth distributions.

In this video, David used examples from our tax planning service to demonstrate what a Roth conversion plan might look like and how systematic Roth conversions can create a higher after-tax net worth in the future.

Our gone-fishing portfolios stay the same for 2025.

It is always a good time to be reminded that an immediate fixed annuity is not an investment; it is an insurance product. This 2015 article by David John Marotta is a methodical unraveling of annuities and a description of the far superior alternatives.