Articles

It is always a good time to be reminded that an immediate fixed annuity is not an investment; it is an insurance product. This 2015 article by David John Marotta is a methodical unraveling of annuities and a description of the far superior alternatives.

This gone-fishing portfolio is our default portfolio which can be used at any custodian.

We recommend this gone-fishing portfolio for investors with brand loyalty to Vanguard.

Using the analogy of a peach orchard farmer compared to a doomsday weather watcher, David Marotta reminds us in this 2004 article that “For the speculator, speed is everything. Not so, for the investor.”

Without rebalancing, the all-stock Marotta 2024 Gone-Fishing Portfolio had a 1-year return of 11.21% and the all-stock Marotta Vanguard 2024 Gone-Fishing Portfolio had a 1-year return of 10.72%.

An overwhelming number of failed marriages cite financial troubles as a major factor in their breakup. See if this 2006 article can help make finances a place of union rather than separation.

Tax planning is very different than tax return preparation. The goal of tax preparation is to minimize your tax owed this year. The goal of tax planning is to maximize your after-tax net worth by minimizing your taxes owed over your lifetime.

By adopting these practices, you ensure that both you and your advisory team can work efficiently, securely, and in alignment with regulatory requirements.

Unfortunately, neither “yes” nor “no” is a correct answer to this question.

George R. Marotta, a financial advisor, Hoover Institution research fellow, public servant, and World War II veteran, died on July 26, 2025, at the age of 98 in Palo Alto, California.

Three generations explain this family saying which teaches one method of mitigating risk.

There is no scorecard, no grade, and no winner when it comes to wealth. This is a pass-fail challenge that we each do on our own and succeed in our own way.

Yes, but housing is one of many expenses that are subject to a reimbursement limit. Here’s how to do it.

Many children being cared for under court decree do count as family members for the purpose of a 529 plan rollover because they have an “eligible foster child” relationship.

For domestic tasks like babysitting there are often two options: independent contractor or household employee. Taking the time to educate yourself on the difference may be worth your while.