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Should I Do Anything with the Gone-Fishing Portfolio in Response to this Volatility?
on May 4, 2020
with No Comments
If you want to do something, rebalance.
This 2020, The IRA Contribution Deadline Isn’t Until July
on May 1, 2020
with No Comments
Because the due date for filing Federal income tax returns has been postponed to July 15, the deadline for making contributions to your IRA for 2019 is also extended to July 15, 2020.
#TBT When Partial-Year HSA Contribution Limits Don’t Apply
on April 30, 2020
with No Comments
If you have recently lost your health insurance or recently signed up for a new one, you may want to watch out for these rules.
Remembering The 2008 Crash as a Financial Planner
on April 28, 2020
with No Comments
Sometimes, you don’t get a second chance to be brave.
Remembering The 2008 Crash as an Investor
on April 27, 2020
with No Comments
I knew the market was going down, but I accidentally took Bogle’s advice and didn’t peek at my own accounts.
How to Calculate Your Roth Contribution Phase-Out and What To Do With It
on April 24, 2020
with No Comments
What can you do when you are in the middle of the Roth IRA contribution phaseout range?
#TBT Safety Second
on April 23, 2020
with No Comments
In 2013, we went whitewater rafting on the American River in California. Our guide’s speech inspired this powerful thought piece about disaster recovery that has a message for today.
What Happens to Your College Savings Plan When You Receive a Scholarship?
on April 21, 2020
with No Comments
What will happen to all the money I have saved for her college expenses now that she doesn’t need it?
Should The Welfare Hypocrisy Critique Keep Me From My Tax Credit?
on April 20, 2020
with No Comments
Pagans accept Christmas presents. Self-estranged children accept inheritance. Libertarians accept tax credits.
Q&A: Should I Contribute to My Roth 401(k) During a Bear Market?
on April 17, 2020
with No Comments
Nothing changes during a Bear Market when it comes to where you should save and invest.
#TBT Lessons from the Crash of 2007-2008
on April 16, 2020
with No Comments
Think we’re headed to another financial crash? Take a minute to learn from our last one.
How to Use Your 401(k) to Convert Only Your IRA’s Nondeductible Basis to Roth
on April 14, 2020
with No Comments
If you have an accepting employer plan, you could consider rolling the pre-tax funds into your 401(k) this year while converting your nondeductible basis cleanly to a Roth IRA.
The Dot Com Bubble: The Bear Market of 2001
on April 13, 2020
with No Comments
Diversification is important. Diversification did not eliminate losses, but it did lose less and recover more quickly.
The RMD Waiver in the CARE Act of 2020 is a Repeat of 2009 Legislation
on April 10, 2020
with No Comments
Hopefully, this bit of tax history gives seniors and heirs a bit of comfort in taking advantage of this welcome relief.
How a Stability Allocation Helps During a Bear Market (and What To Do If You Forgot One)
on April 7, 2020
with No Comments
While the appreciation allocation helps you achieve your financial goals, introducing a stability allocation into your portfolio can prevent your portfolio from running out of money.