We strive to provide the necessary resources for anyone to prepare their own investment plan and meet their financial objectives. We actively encourage the do-it-yourself people of financial planning to subscribe to our newsletter and provide themselves with comprehensive wealth management. For people who don’t want to do it alone, we encourage you to see if we are a good fit for you and get started as a client.
#TBT A Short History Of Wall Street
on March 5, 2020
with No Comments
Only recently has Main Street been so fully invested. This 2007 article chronicles how it all got started.
Q&A: Should I Pull Out of the Stock Market Now?
on March 3, 2020
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The fact that you are worried enough to ask might mean that now is a good chance to take stock in your investment strategy.
Don’t Let Politics Make You Afraid of Investing
on March 2, 2020
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Don’t let your political emotions cause you to be fearful about the economy. Those misplaced fears may impoverish your financial well-being.
Q&A: Who Pays Taxes and Penalties on 529 Distributions and How?
on February 28, 2020
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Who will be responsible to pay for the taxes related to the distribution? Where do you report the taxable portion on your tax return?
#TBT Realize Some Capital Gains Each Year To Keep Taxes Low
on February 27, 2020
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There are at least four different capital gains tax rates. This 2017 article has how to minimize your tax owed at each one.
Q&A: What is a Diversified Alternative to an Individual Bond Ladder?
on February 25, 2020
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A stability allocation has two purposes: to meet withdrawal needs and to move the portfolio more conservative (less risky) by dampening the volatility of stock returns.
Financial Planning for Success and Significance in Retirement (LIFE007)
on February 24, 2020
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The class will be held March 19 through April 2, 2020 each Thursday from 11:00 AM to 12:30 PM at Homewood Suites in the Albemarle Room.
How to Acquire Prepaid Schwab Cashiering Envelopes
on February 21, 2020
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Unfortunately, you must order cashiering envelopes directly from a Schwab agent. Here’s how you do it.
The Price of Listening to Dire Predictions
on February 18, 2020
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We do not try to time the markets and instead we believe it is always a good time to have a balanced portfolio.
Marotta’s 2020 Gone-Fishing Portfolio Calculators for Schwab, Fidelity, eTrade, and TD Ameritrade
on February 17, 2020
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In 2019, several custodians switched to have no transaction fees for exchange-traded funds (ETFs).
How to Fund Your Roth with Babysitting Money
on February 14, 2020
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For domestic tasks like babysitting there are often two options: independent contractor or household employee. Taking the time to educate yourself on the difference may be worth your while.
Q&A: How Often Do You Communicate with Clients?
on February 11, 2020
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We adapt to the needs of our clients. However, absent other instruction, we do have a few intentions.
Q&A: Can I Do a Backdoor Roth and a Reverse Rollover to a 401(k) In the Same Year?
on February 10, 2020
with No Comments
This person has an IRA balance, but is about to empty it with a reverse Rollover. So the question is one of timing: can they do the IRA Rollover before the nondeductible contribution so that their cream and coffee never mix?
Looking Backward On Socialism: Socialism Is Intolerant
on February 7, 2020
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The space of disagreement between tolerance and intolerance is often lost in the socialist perspective.
Radio: Celebrating The 50th Anniversary Of Financial Planning As A Profession
on February 6, 2020
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To celebrate, David John Marotta and Courtney Fraser made guest appearances on a three different radio stations.