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Our Articles

Q&A: How Does Your Faith Affect Your Investment Philosophy?
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There are several ways that I see my faith influence my work.

How To Spend: Take Care Of Your Things
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The thrift of taking care of your things is a wealthy mindset that pays off every year you don’t need to buy a replacement.

Lessons from Medicine: Compensation Matters
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“It is, of course, hard to get people in any profession to do the right thing when they’re paid to do the wrong thing.”

University Of Virginia Health Savings Account (UVA HSA) Investment Recommendation
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We believe that this mix of funds should provide a timeless allocation for the HSAs of University of Virginia employees.

How To Spend: Learn To Do Without
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The first lesson in learning how to spend is learning how to not.

Financial Planning as a Profession Turns 50 Years Old Today
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Most professions do not know the exact day they were conceived. However, on December 12, 1969, financial planning was created and today in 2019, the profession turns 50 years old.

#TBT Gift Ideas for Minimalists
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This 2018 article details some of our best gift ideas for some of the hardest people to shop for.

My Grandfather’s Journal: Don’t Be Afraid to Try
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I agree with my grandfather that we should not be inclined to spend the rest of our lives in a rocking chair.

How to Spend: Add It To Your Wishlist
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A wishlist is a force of thrift both for you to defer your consumption and for your family and friends to ensure that all the value of their gift makes it to your heart.

Calculating the Impact of Warren’s Ultra-Millionaire Tax
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It looks like the calculator is simply wrong. It uses a 3% tax rate instead of the 6% tax rate they cite for the Elizabeth Warren’s Tax Plan.

Q&A: Can Single Filers Benefit From Roth Conversions?
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There are several ways that a Roth conversion benefits people regardless of their filing or marriage status.

How to Spend: Wait a Week
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When my desires can endure the distance of a week, I buy it.

Save More Even If It Is Less Than You Should
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No matter how small your savings, those small changes have large effects over time.

Looking Backward On Socialism: The Hypnotic Appeal Of Future Pacing
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Our first step is not “closing our eyes and imaging it.” We need our eyes wide open analyzing each idea for its own individual costs and benefits.

How To Spend: Take A Photo Instead
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It is easy to find yourself browsing the store when you spot a t-shirt with a phrase that you can hear your friend saying. Avoid making a purchase by taking a picture.

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