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Avoid Identity Theft By Using Different Random Passwords On Each Website
on September 9, 2019
with No Comments
Here are some of the best practices to protect your identity.
Charles Schwab: How to Order More Checks or Deposit Slips (2019 Update)
on September 6, 2019
with No Comments
Schwab used to have a streamlined service for ordering more checks. Now as of 2019, they have outsourced their check ordering to a third party.
Using Forward P/E Ratio To Dynamically Tilt A Portfolio
on September 3, 2019
with No Comments
A low forward P/E suggests higher expected appreciation.
Four Possible Consequences of Regulation Best Interest
on September 2, 2019
with No Comments
These are four possible consequences of Regulation Best Interest.
How to Implement Basic Investment Strategies
on August 30, 2019
with No Comments
In 2009, David Marotta wrote a five-part article series for the Charlottesville Business Journal covering basic investment strategies. Its advice is still relevant today.
Schwab’s 3 Myths of Responsible Investing Are Actually True
on August 27, 2019
with No Comments
In reality, all three “myths” are cause for real concern about SRI, ESG, and other so-called impact investing.
How to Budget for Emergencies: Divorce, Separation, or Widowing
on August 26, 2019
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Although this is the least common financial shock studied, it is one of the most difficult because at its core it is a problem money cannot solve.
Six Ways Regulation Best Interest Falls Short of a Fiduciary Standard
on August 23, 2019
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The SEC is allowing financial professionals to hide in a lower legal requirement, not meet a fiduciary standard, and call it “Best Interest.”
Spam Analysis: The New Evidence Proves Stocks Will Crash Soon Article
on August 22, 2019
with No Comments
It requires discipline to ignore dire warnings.
Core Values Budgeting: One Strategy to Identify Budgeting Changes
on August 20, 2019
with No Comments
Here is a strategy that can both help you identify what you value and help you start your budget.
How to Budget for Emergencies: Other Large Expenses
on August 19, 2019
with No Comments
Financial shocks can come in all shapes and sizes. This strategy of budgeting should increase your chance for success over the long haul.
Q&A: How Should I Balance Retirement Savings With Other Needs?
on August 16, 2019
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Anything which is not contributing toward your financial independence should be considered part of your lifestyle spending.
The Cost of Keeping Some Money Safe
on August 15, 2019
with No Comments
Keeping $100,000 might cost you $500,000 in lost opportunity costs over 20 years.
2019 Social Security Facts on Its 84th Birthday
on August 14, 2019
with No Comments
Social Security just turned 84 years old today (August 14, 2019). It has stayed alive on the false sentiment of sunk costs.
SEC Regulation Best Interest Does Not Have Your Best Interests At Heart
on August 13, 2019
with No Comments
On June 5th, 2019, the Securities and Exchange Commission (SEC) released their final draft of Reg BI, or “Best Interest” as it is called.