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Helpful Chart Shows Why You Should Diversify Globally
on June 25, 2019
with No Comments
We continue to believe that diversification among many different countries provides a more consistent return than investing entirely in the United States.
Q&A: How Does the SECURE Act Change QCDs?
on June 24, 2019
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“I will be turning 70 1/2 and wanted to start making contributions to charity from an IRA and taking the QCD at that time. Would this bill require me to wait two more tax years, until I am 72, to do this?”
Avoid Dave Ramsey’s Referral Services
on June 21, 2019
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Rumors suggest that the network’s vetting is a five minute process where you are told the fees are about $1,000 a month.
#TBT Marotta’s 2019 Gone-Fishing Portfolios
on June 20, 2019
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In case you missed it, here is the overview of our Marotta’s 2019 Gone-Fishing Portfolios. These are our recommended simple asset allocations for those just getting started with investing.
The 30-Year Value of a Single Roth Conversion
on June 18, 2019
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Thirty years of interest, dividends, and capital gains tax is a significant savings.
How to Confirm a Schwab Bank Check You Wrote Was Cashed
on June 17, 2019
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What ever happened to that check? Here’s how to find out if it a Schwab check you wrote has been cashed by the recipient.
Looking Backward On Socialism: The Use Of Force To Bring About Utopia
on June 14, 2019
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The unpleasant reality is that socialism quickly turns to the use of force to bring about their vision of society.
New Funds for Australia and Switzerland
on June 11, 2019
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An analysis of changing to lower cost funds.
IRA Reform on Horizon – SECURE Act of 2019
on June 10, 2019
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On May 23, 2019, the House passed the Setting Every Community Up for Retirement Enhancement Act of 2019 with a vote of 417 Yeas and 3 Nays. It is on its way to the Senate.
How to See Your Schwab RMD Online
on June 7, 2019
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For those who are doing it themselves, this page can help you satisfy this important IRS requirement.
#TBT Roth Conversion: Take Your Required Minimum Distribution Out First
on June 6, 2019
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With a thorough understanding of the IRS rules, performing a Roth Conversion even after your so-called Required Beginning Date (RBD) can be both easy and profitable. This 2016 article teaches how.
The Full Complexity of All Required Minimum Distribution Divisors Explained
on June 4, 2019
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Most divisors are looked up in tables based on your age. Others are calculated based on last year’s divisor. Some particularly unfortunate cases have distribution deadlines rather than divisors at all.
Spam Analysis: The “Reclusive Millionaire Warns” Article
on June 3, 2019
with No Comments
The title is “Reclusive Millionaire Warns: ‘Get Out of Cash Now.’ ” Assuming you take the bait, the article and accompanying video uses all the psychological tricks. It takes a long time before what they are selling is revealed.
How to Inherit an IRA When a Trust is the Beneficiary
on May 31, 2019
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Oddly enough, how a trust inherits an IRA is as important as what it does with the IRA after receiving it.
Saving and Investing is Possible, Simple, Urgent, and Valuable
on May 28, 2019
with No Comments
Don’t be cynical. Get serious.