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How to Use Schwab Bill Pay
on May 27, 2019
with No Comments
Many of us are anxious about paying our bills on time, but using payment aids like Schwab Bill Pay can help alleviate some of that anxiety.
The Complete Guide to Homeschooling Laws in Virginia
on May 24, 2019
with 1 Comment
I must say that homeschooling was by far my best education experience.
When Should I Worry About Performance?
on May 21, 2019
with No Comments
Some performance is cause for concern. Other times, you need not worry. Here are 5 times you should not worry and 4 cases when you should.
How QCDs May Help Your Virginia State Taxes
on May 20, 2019
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“If you claimed the standard deduction on your federal income tax return, you must also claim the standard deduction on your Virginia return.”
Observations on “The FIRE Movement”
on May 17, 2019
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The FIRE (Financial Independence, Retire Early) movement is a suggestion that you should have the goal of achieving financial independence and retiring while you are young.
The Power of Compounding
on May 14, 2019
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It is hard to prioritize saving, but it pays off. Here is how.
No One Tells the IRS You Did a QCD Except You
on May 13, 2019
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Be sure to remember to tell your tax preparer that you did a QCD.
Avoid Advisors Paid for Cross-Selling
on May 10, 2019
with No Comments
Cross-Selling is when a financial institution incentivizes their employees to sell or recommend financial products and services that increase the financial institution’s profits. The practice is as commonplace as it is fraught with conflicts of interest.
Q&A: How Much Attention Should Fees Get?
on May 7, 2019
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“Has the focus on expense ratios caused the public to lose focus of more critical financial measures, such as performance?” Actually, expense ratios and 12b-1 fees should get even more attention than they are getting. Here’s why.
Older Than 59? Get Your Roth Out of Your 401(k) Now!
on May 6, 2019
with No Comments
Anyone who has to take RMDs from their employer sponsored retirement plan, sadly, has to take RMDs from all components of the plan, even Roth deferrals!
Q&A: How Do I Calculate My RMD from a Complicated 401(k)-to-IRA Rollover?
on May 3, 2019
with No Comments
Among the most complicated and frustrating IRA rules are required minimum distributions (RMDs). This case is a classic example.
#TBT Compute Your Net Worth Once A Year
on May 2, 2019
with No Comments
This 2006 article teaches you how to use a net worth statement is to measure your progress toward retirement and, as David Marotta writes, “What gets measured is more likely to be accomplished.”
Diagnostic Tool: What Are Normal Market Movements?
on April 30, 2019
with No Comments
It is common for investors to be surprised by movements in their portfolios, but it is harder to determine if these movements mean that anything should be done.
Q&A: Moving Across State Lines With a Tenants by the Entirety Account
on April 29, 2019
with No Comments
“I’m moving to a state which does not recognize Tenants by the Entirety. What do I need to do?”
Both Spouses Can Make The HSA Catch-Up Contribution
on April 26, 2019
with No Comments
If both spouses contribute to their own HSAs for 2019, they can achieve a joint contribution of $9,000.