We strive to provide the necessary resources for anyone to prepare their own investment plan and meet their financial objectives. We actively encourage the do-it-yourself people of financial planning to subscribe to our newsletter and provide themselves with comprehensive wealth management. For people who don’t want to do it alone, we encourage you to see if we are a good fit for you and get started as a client.
Observations on “The FIRE Movement”
on May 17, 2019
with No Comments
The FIRE (Financial Independence, Retire Early) movement is a suggestion that you should have the goal of achieving financial independence and retiring while you are young.
The Power of Compounding
on May 14, 2019
with No Comments
It is hard to prioritize saving, but it pays off. Here is how.
No One Tells the IRS You Did a QCD Except You
on May 13, 2019
with No Comments
Be sure to remember to tell your tax preparer that you did a QCD.
Avoid Advisors Paid for Cross-Selling
on May 10, 2019
with No Comments
Cross-Selling is when a financial institution incentivizes their employees to sell or recommend financial products and services that increase the financial institution’s profits. The practice is as commonplace as it is fraught with conflicts of interest.
Q&A: How Much Attention Should Fees Get?
on May 7, 2019
with No Comments
“Has the focus on expense ratios caused the public to lose focus of more critical financial measures, such as performance?” Actually, expense ratios and 12b-1 fees should get even more attention than they are getting. Here’s why.
Older Than 59? Get Your Roth Out of Your 401(k) Now!
on May 6, 2019
with No Comments
Anyone who has to take RMDs from their employer sponsored retirement plan, sadly, has to take RMDs from all components of the plan, even Roth deferrals!
Q&A: How Do I Calculate My RMD from a Complicated 401(k)-to-IRA Rollover?
on May 3, 2019
with No Comments
Among the most complicated and frustrating IRA rules are required minimum distributions (RMDs). This case is a classic example.
#TBT Compute Your Net Worth Once A Year
on May 2, 2019
with No Comments
This 2006 article teaches you how to use a net worth statement is to measure your progress toward retirement and, as David Marotta writes, “What gets measured is more likely to be accomplished.”
Diagnostic Tool: What Are Normal Market Movements?
on April 30, 2019
with No Comments
It is common for investors to be surprised by movements in their portfolios, but it is harder to determine if these movements mean that anything should be done.
Q&A: Moving Across State Lines With a Tenants by the Entirety Account
on April 29, 2019
with No Comments
“I’m moving to a state which does not recognize Tenants by the Entirety. What do I need to do?”
Both Spouses Can Make The HSA Catch-Up Contribution
on April 26, 2019
with No Comments
If both spouses contribute to their own HSAs for 2019, they can achieve a joint contribution of $9,000.
Q&A: Can I Amend My Estate Plan by Hand?
on April 25, 2019
with No Comments
When it comes to legal, if your attorney is allowed to make the edit, you are allowed to make the edit.
Fund Your Child’s Roth with Chore Income
on April 23, 2019
with No Comments
There are many opportunities to pay your children. If that payment can be counted as earned income, then the child is eligible to fund their Roth IRA.
Becoming an Informed Consumer of Investment Media
on April 22, 2019
with No Comments
Evaluate the source. Question the melodrama. Examine the tone. Consider the motive. Check the facts.
Radio: Success and Significance in Retirement
on April 19, 2019
with No Comments
On Tuesday, April 9, 2018, David John Marotta appeared on Radio 1070 WINA’s Schilling Show to discuss how to achieve success and significance in retirement by both adequately savings for retirement and finding fulfillment during that period of your life.