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Q&A: Are Forgiven Student Loans Subject to Income Tax?
on December 31, 2018
with No Comments
Student loan forgiveness is normally taxable and reported to the IRS on a 1099-C, but there are big exceptions.
Taxing Capital Gains Unfairly Taxes Inflation
on December 28, 2018
with No Comments
Punishing people for inflation is neither fair nor good economic policy.
Lessons from Stock Ownership for Charitable Giving?
on December 27, 2018
with No Comments
“When you buy stock, you don’t tell the company how to spend your money,” says Ken Stern. Sadly, Ken Stern doesn’t understand how stock ownership works.
David John Marotta’s Early Money Memories
on December 24, 2018
with No Comments
Much can be learned from your earliest money memories. Here are some of mine.
My Family’s Year Without Health Insurance (2018)
on December 21, 2018
with No Comments
My husband chopped his leg with a hatchet in 2018 when we didn’t have health insurance.
Radio: Year-End Tax Saving Ideas
on December 20, 2018
with No Comments
On Tuesday, November 13, 2018, David John Marotta appeared on Radio 1070 WINA’s Schilling Show to discuss several tax saving ideas you can do before the year ends.
Who Serves Low And Middle Income Consumers? We Do!
on December 18, 2018
with No Comments
The dark side argues that without commission-based sales people, low and middle income consumers will not have access to a financial advisor. They are wrong.
Does Per Capita or Per Stirpes Include Spouses?
on December 17, 2018
with No Comments
People think about marriage differently. These views and more shape the way that people want per stirpes and per capita to work.
Gift Ideas for Your Grandbabies: 1-Year-Olds
on December 14, 2018
with No Comments
As the proud mother of a two-year-old daughter, I thought I’d record some of my and my firstborn’s favorite things from this past year as helpful ideas for gifts from grandparents.
A Case Study in a Misleading Annuity Sales Advertisement
on December 13, 2018
with No Comments
In addition to all of the other reasons people hate annuities, seemingly fraudulent advertising and sales techniques is a major factor.
Two Simple But Effective Conversion Target Calculations
on December 11, 2018
with No Comments
These are two simple but effective strategies to help calculate a very good conversion target for this year.
Seven Ways a Marotta-Managed Schwab Institutional Intelligent Portfolios is Better Than Schwab Retail
on December 10, 2018
with No Comments
Any investment manager can use the Institutional Intelligent Portfolio technology to implement extremely different investment philosophies.
Q&A: Do We Need Contingent Beneficiaries If We Have Wills?
on December 7, 2018
with No Comments
The short answer is absolutely yes you do. Here’s why.
The Complete Guide to Beautiful, Frugal Gift Wrap
on December 6, 2018
with No Comments
It requires intentionality and creativity to avoid the hidden budget busters of gift wrap.
Three Hidden Roth Conversion Opportunities
on December 4, 2018
with No Comments
Even the most Roth-loving individuals may have hidden Traditional assets that they do not know they can convert to Roth. Here are just a few places to look.