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A Guide to HSA Qualified Medical Expenses, Contributions, and Family Plans with Adult Children
on January 22, 2019
with No Comments
More and more family plans are actually composed of many different independent people in the eyes of the government.
Schwab’s New Personal Value Chart Promotes the Worst Investing Habits
on January 21, 2019
with No Comments
Schwab’s presentation is designed to show a real time accounting of your portfolio’s value. It is not designed to report on your portfolio’s performance.
Radio: Seven Financial Resolutions for the 2019 New Year
on January 18, 2019
with No Comments
On Tuesday, January 8, 2019, David John Marotta appeared on Radio 1070 WINA’s Schilling Show to discuss financial resolutions for the 2019 new year.
Cost of Credit Card Debt Calculator
on January 17, 2019
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Regardless of your assumptions about future market returns, the impoverishment to families with credit card debt is massive.
A Quick Strategy for Analyzing Whether You Should Rent or Sell
on January 15, 2019
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There are two ways to run the analysis. One is quick and can be done on the back of a napkin. The other is more detailed, best done in a spreadsheet. In this part one, we will explain the quick math.
Crazy Rich Asians Series: What We Can Learn From The Millionaire Lifestyle of Astrid Leong
on January 14, 2019
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Astrid Leong is simultaneously one of the wealthiest characters and, even though she has a massively large standard of living, one of the thriftiest.
Financial Planning for the Young and Non-Affluent
on January 11, 2019
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“We have simply not been able to serve those who really need us the most.”
What We Can Learn From the Almost Bear Market of 2018
on January 10, 2019
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To make the strategy of jumping in and out of the markets successful would require a precision only achieved by luck.
Do Dividend Paying Stocks Make Better Investments?
on January 8, 2019
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For all of these reasons, our recommended investment strategy does not focus on dividend-paying stocks.
Q&A: What Happens if an Inherited IRA Fails to Get Inherited?
on January 7, 2019
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There is a tangled web of rules and options. For any given family situation and set of desires, there is a best answer when it comes to meeting your wishes, minimizing the tax owed, and optimizing your estate plan.
Brokers Sell Products Not Advice
on January 4, 2019
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Brokers tell investors they’re trusted advisors, and then tell the courts they’re just sales people.
AAII Founder’s Greatest Regret
on January 3, 2019
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“My greatest regret is not being able to convince as many investors as possible of the difference between real risk and phantom risk.”
Q&A: Are Forgiven Student Loans Subject to Income Tax?
on December 31, 2018
with No Comments
Student loan forgiveness is normally taxable and reported to the IRS on a 1099-C, but there are big exceptions.
Taxing Capital Gains Unfairly Taxes Inflation
on December 28, 2018
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Punishing people for inflation is neither fair nor good economic policy.
Lessons from Stock Ownership for Charitable Giving?
on December 27, 2018
with No Comments
“When you buy stock, you don’t tell the company how to spend your money,” says Ken Stern. Sadly, Ken Stern doesn’t understand how stock ownership works.