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Our Articles

Revisiting 2008 When The Markets Were Dropping
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Ten years after our original article we review how sage the advice was.

Do Stock Buybacks Bring Real Value?
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Stock buyback programs are a method of returning profits to shareholders without causing a taxable event.

Every Three Years, Say No to Advertisers
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We have a limited amount of willpower. It is a waste to have to expend it to ignore advertising.

When to Get Your Money Out of Your 401(k), Especially Plan Owners
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Even though you would likely benefit from contributing to your 401(k), you might not benefit from keeping your assets there — even if you are the owner.

Inherited Required Minimum Distributions: Your Custodian May Mislead You
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For Inherited IRAs, all the Required Minimum Distribution (RMD) rules are complicated. There is no easy case.

What Is The Average Holding Period For A Stock?
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The average holding period for a stock is not simply the inverse of liquidity.

What Is Shareholder Primacy?
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Since only a small portion of stock is traded each day, a large majority of shareholders prioritize the long term appreciation of the value of the company.

An Analysis of Investment Newsletters Reveals That Many Lie
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Run, do not walk, away from outrageous claims.

Gift Ideas for Minimalists
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Even though tangible things that take up space tend to be bad gifts, there are many items that a minimalist can really appreciate receiving.

Abolish The TSA
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If the TSA were abolished, that would not mean that airports would be any less secure.

What Is The 30-Day Election Period For Retirement Plan Rollovers?
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The regulation is an attempt to protect participants who don’t understand the rules set up by the government.

Q&A: Can I Use 529 Funds for Off-Campus Housing?
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In general, you can use 529 funds to pay for your student’s off-campus housing costs.

Black Friday, Small Business Saturday, Cyber Monday, and How Not to Go Broke at Thanksgiving
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I would like to encourage those of you who like participating in this weekend shopping spree to do the small task of paying yourself first.

SEC Leaves 61% of Registered Representatives Exempt From Its Adviser Rules
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This is called “regulatory capture” and is quite common in government regulatory agencies such as the SEC.

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