We strive to provide the necessary resources for anyone to prepare their own investment plan and meet their financial objectives. We actively encourage the do-it-yourself people of financial planning to subscribe to our newsletter and provide themselves with comprehensive wealth management. For people who don’t want to do it alone, we encourage you to see if we are a good fit for you and get started as a client.
What Is A “Risk-Free” Guaranteed Investment Return?
on October 27, 2017
with No Comments
There is no such thing as a risk-free, guaranteed investment. Everything has risks.
Did Obamacare Impoverish Employee’s Retirement Benefits?
on October 24, 2017
with No Comments
Employers are paying more in benefits, but with the increase in health care costs there is less for retirement contributions.
Understanding the 5-Year Holding Period, Roth Conversions, and Exceptions
on October 20, 2017
with No Comments
To avoid the 10% penalty, do I have to satisfy the 5-year holding period for my Roth conversions if I’m over age 59 1/2? The IRS is not very clear when it comes to when you need to pay penalties on Roth IRA withdrawals, but I think I know the answer.
TD Ameritrade Eliminated Low Cost Commission Free Exchange Traded Funds
on October 19, 2017
with No Comments
TD Ameritrade has received a large number of complaints. But apparently not enough to change their decision. If you have a TD Ameritrade account perhaps your call will help them change their minds.
Marotta’s 2018 TD Ameritrade Gone-Fishing Portfolio Calculator
on October 19, 2017
with No Comments
This portfolio uses all TD Ameritrade no-transaction fee exchange-traded funds.
Talking Politics With Clients
on October 17, 2017
with No Comments
InvestmentNews advocates lying to clients, but I think if your advisor doesn’t have integrity, you can stop there and find a new advisor.
Radio: Getting Your Finances in Order
on October 16, 2017
with No Comments
David John Marotta was interviewed on Radio 1070’s Schilling Show discussing getting your finances in order.
The Route from Wealth to Well-Being
on October 10, 2017
with No Comments
We don’t write a lot about how to spend money, but an international study published this year claims to have found the route from wealth to well-being through spending money.
Navigating Your Employer Retirement Plan Fund Choices
on October 9, 2017
with No Comments
Since your employer’s plan usually has the most limited number of choices, pick the best it has to offer that fits with in your over all plan.
Choosing Between Your Employee Retirement Account Options
on October 4, 2017
with No Comments
Putting all of your retirement eggs in one basket is easy to carry, but risky. Fund your employer’s plan with no more than is necessary to get the match and then fund your Roth IRA and build your taxable savings.
An Artistic Opportunity to Meet with Marotta
on October 3, 2017
with No Comments
As a dedicated reader of our blog, we would love to get to meet you this Monday, October 9, 2017.
Our New 2017 Website
on October 2, 2017
with No Comments
We are excited to debut our new website today!
What You Need to Know to Inherit an Inherited IRA
on September 27, 2017
with No Comments
Although you can have second generation beneficiaries, the first non-spouse designated beneficiary is the last one to receive a new RMD divisor calculation.
Volker’s Bear: The Bear Market of 1982
on September 26, 2017
with No Comments
Bear markets are often a precipitous decline followed by a slower and steadier recovery. Volker’s Bear is rare in that a slow and steady decline was followed by a sharp precipitous recovery.
Equifax Compromised Your Identity; Lock Down Your Credit.
on September 20, 2017
with No Comments
The result of this data breach is that anyone with this information will be able to pretend to be you and apply for credit in your name at any time in the future. There is only one way to guard yourself against this possibility: Lock down your credit.