We strive to provide the necessary resources for anyone to prepare their own investment plan and meet their financial objectives. We actively encourage the do-it-yourself people of financial planning to subscribe to our newsletter and provide themselves with comprehensive wealth management. For people who don’t want to do it alone, we encourage you to see if we are a good fit for you and get started as a client.
Why Trusts Are So Confusing
on June 28, 2017
with No Comments
Trusts are like Calvinball except that the government is trying to play referee. It is quickly confusing.
Retirement Assumptions Are Critical
on June 27, 2017
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Retirement doesn’t give you a second chance. Measure twice and retire once.
Generational Financial Planning Within The Kiddie Tax Limits
on June 21, 2017
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Families that consider generational financial planning techniques can reduce the burden of taxes on the family as a whole.
Age Restriction on Qualified Charitable Distributions Limits Inherited IRA Gifting
on June 20, 2017
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Unfortunately the age restriction makes the charitably-inclined young, who are more likely to be in the 0% capital gains bracket, unable to make QCDs.
Our Customized Roth Conversion Recommendations
on June 14, 2017
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I have learned there are so many more wise plans than just “top of the bracket” conversions.
Morgan Stanley Is A Terrible Choice
on June 13, 2017
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I normally try to refrain from “bashing the competition,” but in this case, the competition’s practices are, at least to me, a moral issue.
How Much Do You Need to Save This Month?
on June 7, 2017
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Find out today how much you should be saving and investing this month! If you think a $1 million dollar portfolio is overkill, you haven’t really run the numbers.
An Overview of Robo-Investing
on June 6, 2017
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A few years ago, there was a great rise of so-called robo-advisers, computer programming that enabled setting a simple asset allocation on the security level and then automatic rebalancing to those targets for each security.
An Asset Allocation For Your Health Savings Account
on May 31, 2017
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You are unlikely to need funds for any long-term care episode until about age 85. Given the long time horizon, we suggest investing your HSA for appreciation.
Marotta’s 2017 TD Ameritrade Gone-Fishing Portfolio Calculator
on May 31, 2017
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This portfolio uses all TD Ameritrade no-transaction fee exchange-traded funds with the exception of Vanguard Energy ETF (VDE).
Mailbag: How Do I Replenish A Bond Laddering Strategy?
on May 24, 2017
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When you use a bond laddering strategy with funds, rebalancing to your asset allocation naturally buys and sells bond funds as appropriate.
Radio Interview: Health Savings Accounts
on May 23, 2017
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David John Marotta was interviewed on radio’s The Schilling Show discussing Health Savings Accounts and the recent Healthcare bill passed by Congress.
Five Things You Can Control: The Series
on May 20, 2017
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Don Phillips suggests that the best advisors help their clients focus on what can be controlled and not fret about the rest.
Not All Financial Advising Firms Rebalance Client Portfolios
on May 17, 2017
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You would think that rebalancing a client’s portfolio would be standard in the industry. Unfortunately, it is not.
How Your Tax Is Calculated: Understanding the Qualified Dividends and Capital Gains Worksheet
on May 16, 2017
with No Comments
The 27 lines, because they are so simplified, end up being difficult to follow what exactly they do. So, for those of you who are curious, here’s what they do.