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How Do I Take an RMD from an Illiquid Asset?
on January 9, 2018
with No Comments
The tax penalty for failing to take an RMD is steep at 50% of the amount you fail to take, so it is essential that you make the effort to take your RMD, even when having illiquid investments creates extra hassle.
RMD Mistake: Aggregating the Wrong Accounts
on January 8, 2018
with No Comments
Can you aggregate RMDs? Yes, for some account types. Should you aggregate your RMDs? Not unless you have a really good reason to.
How to Analyze an Individual Stock
on January 5, 2018
with No Comments
Let’s use some of the publicly available information about HubSpot, Inc. (HUBS) to see what factors the stock shares.
Open a Roth IRA Today or Regret It Later
on January 2, 2018
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Seriously, open and fund your Roth IRA now. You’ll regret it later if you don’t get started now.
2018 Retirement Plan and HSA Contribution Limits
on January 1, 2018
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Here are the numbers for how much you can save in retirement accounts and Health Savings Accounts in 2018.
Spam Solicitation from Albemarle Insurance Agency
on December 29, 2017
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Albemarle Insurance Agency’s hiring solicitation shows the difference between insurance salesmen and fee-only fiduciary advisors.
My Best Case for Socially Responsible Investing
on December 26, 2017
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My best case for SRI is a personal story of lace, oil paintings, tobacco, and Ray Stedman.
Marotta on A Christmas Carol
on December 25, 2017
with No Comments
Charles Dickens’s A Christmas Carol is one of the best stories for talking about economics.
Q&A: Can I Pay for My Student’s Computer Repair Using 529 Funds?
on December 21, 2017
with No Comments
In 2015, Congress passed the PATCH Act that included a provision which allowed computer purchases to be a qualified education expense for 529 plans. But what of computer repairs?
New 2018 Tax Law (Tax Cuts and Jobs Act)
on December 19, 2017
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The Tax Cuts and Jobs Act came out of conference, which means that the House and Senate bills have been reconciled into one piece of legislation.
Your Portfolio May Be Missing Canada
on December 19, 2017
with No Comments
Under weighting Canada could have the effect of diminishing your returns. If your fund under weights Canada, consider switching to a lower cost fund which properly represents it.
Gift Ideas for Your Grandbabies: 0-12 months
on December 18, 2017
with No Comments
As the proud mother of a one-year old daughter, I thought I’d record some of my and my firstborn’s favorite things from this past year as helpful ideas for gifts from grandparents.
Radio: Charlottesville 2018 Health Insurance
on December 15, 2017
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“When Congress acts, whatever it is called it will do the exact opposite. So the Affordable Care Act will make plans not affordable.”
#TBT A Compromise to Achieve Universal Coverage
on December 14, 2017
with No Comments
“Once the incision is made, there is no turning back. And without a clear understanding of economics, our experimental treatment may kill Uncle Sam.” It’s too bad Congress didn’t take this 2009 article’s advice yet.
What Expenses Can My 529 Account Reimburse in 2017?
on December 14, 2017
with No Comments
While this may seem complex, don’t let it deter you from using a 529 account to the fullest extent possible.