We strive to provide the necessary resources for anyone to prepare their own investment plan and meet their financial objectives. We actively encourage the do-it-yourself people of financial planning to subscribe to our newsletter and provide themselves with comprehensive wealth management. For people who don’t want to do it alone, we encourage you to see if we are a good fit for you and get started as a client.
How to Save for Retirement
Every pay period, pay yourself first. You won’t miss what you don’t see.
The Biggest Mistake You Can Make With Your Backdoor Roth
Yikes! This is a costly mistake.
How to Plan for Retirement
Failure to plan for retirement is the primary reason why retirement plans fail.
Why Trusts Are So Confusing
Trusts are like Calvinball except that the government is trying to play referee. It is quickly confusing.
Retirement Assumptions Are Critical
Retirement doesn’t give you a second chance. Measure twice and retire once.
Generational Financial Planning Within The Kiddie Tax Limits
Families that consider generational financial planning techniques can reduce the burden of taxes on the family as a whole.
Age Restriction on Qualified Charitable Distributions Limits Inherited IRA Gifting
Unfortunately the age restriction makes the charitably-inclined young, who are more likely to be in the 0% capital gains bracket, unable to make QCDs.
Our Customized Roth Conversion Recommendations
I have learned there are so many more wise plans than just “top of the bracket” conversions.
Morgan Stanley Is A Terrible Choice
I normally try to refrain from “bashing the competition,” but in this case, the competition’s practices are, at least to me, a moral issue.
How Much Do You Need to Save This Month?
Find out today how much you should be saving and investing this month! If you think a $1 million dollar portfolio is overkill, you haven’t really run the numbers.
An Overview of Robo-Investing
A few years ago, there was a great rise of so-called robo-advisers, computer programming that enabled setting a simple asset allocation on the security level and then automatic rebalancing to those targets for each security.
An Asset Allocation For Your Health Savings Account
You are unlikely to need funds for any long-term care episode until about age 85. Given the long time horizon, we suggest investing your HSA for appreciation.
Marotta’s 2017 TD Ameritrade Gone-Fishing Portfolio Calculator
This portfolio uses all TD Ameritrade no-transaction fee exchange-traded funds with the exception of Vanguard Energy ETF (VDE).
Mailbag: How Do I Replenish A Bond Laddering Strategy?
When you use a bond laddering strategy with funds, rebalancing to your asset allocation naturally buys and sells bond funds as appropriate.
Radio Interview: Health Savings Accounts
David John Marotta was interviewed on radio’s The Schilling Show discussing Health Savings Accounts and the recent Healthcare bill passed by Congress.