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Five Things You Can Control: Spending Discipline
on April 11, 2017
with No Comments
“Develop spending discipline. People too often forget that the real enemy of investment is consumption.”
How You Take Your Inherited IRA RMD Is the Exception to the Rule
on April 5, 2017
with No Comments
Inherited RMD rules demonstrates the power and importance of beneficiary designations and why it is so important to set them.
What is the 5-Year Roth Rule?
on April 4, 2017
with No Comments
You can’t touch the earnings on your contributions until you’ve had an account open for 5 years and you’re either over age 59 ½ or you meet special exceptions.
How to Deduct U.S. Debt Obligations on State Tax Returns
on March 29, 2017
with No Comments
Dividends and interest received from U.S debt obligations can be deducted on many state tax returns.
Radio: What Does “Trickle-Down Economics” Mean to Liberals and Conservatives?
on March 28, 2017
with No Comments
David John Marotta was interviewed on the Schilling Show discussing trickle-down economics and taxes.
What Good Are Morningstar Stars?
on March 22, 2017
with No Comments
Do mutual funds with 5-star Morningstar ratings have better future returns?
T-Share Class Mutual Funds Are Not “Fiduciary-Friendly”
on March 21, 2017
with No Comments
Less gouging doesn’t make T-shares meet the high principles-based fiduciary standard.
RMD Mistake: Missing a Spousal Rollover
on March 15, 2017
with No Comments
When a spouse inherits retirement account assets, they have the right to do what is called a “Spousal Rollover” or “Spousal Transfer.” It is almost always the right option.
Invest Your Health Savings Account For Appreciation
on March 14, 2017
with No Comments
HSAs have so many advantages over traditional IRAs that you should continue funding your HSA as long as possible and build as large an HSA investment balance as you can.
RMD Mistake: Not Using the Joint Divisor
on March 8, 2017
with No Comments
If you are a mixed-decade couple, take advantage of the Joint divisor by making your spouse your primary and sole beneficiary for your IRA and use the Joint Life and Last Survivor Expectancy Table to find your RMD.
Radio: What’s the Difference Between Obstruction and Resistance?
on March 7, 2017
with No Comments
David John Marotta was interviewed on the radio 1070’s Schilling Show discussing the difference between obstruction and resistance.
Commission-Based Firms Admit They Don’t Provide Advice
on March 1, 2017
with No Comments
Commission-based firms want either to be exempt from the Fiduciary standard or else given the title anyway.
Are Democrats Or Republicans Better For The Stock Market?
on February 28, 2017
with No Comments
Politics matters less to our financial success than the ordinary decisions we face every day.
Marotta’s 2017 Gone-Fishing Portfolios
on February 22, 2017
with No Comments
A gone fishing portfolio is a portfolio of just a few stocks which should weather the ups and downs of the market fairly well while only rebalancing twice a year. Here are three hand-crafted gone-fishing portfolios for 2017.
Marotta’s 2017 Gone-Fishing Portfolio Calculator
on February 22, 2017
with No Comments
A gone-fishing portfolio has a limited number of investments with a balanced asset allocation. This year I limited myself to 13 investment vehicles with two changes from 2016’s calculator.