Articles

Our minds are wired to quickly generalize on perceived trends and react to them.

Bear Markets are unpredictable, but there is no reason that they should be a cause of distress.

We have calculated safe withdrawal rates for ages 0 to 100 based on age-appropriate asset allocation mixes.

There are at least five reasons to hold cash. Without a good reason to hold cash, you may be holding too much.

It should be clear that “fee-only” means “fee-only,” not “fees and third-party manager revenue-sharing and trailing mutual fund fees.”

A Roth recharacterization is a true undo; it is as though you never converted those assets in the eyes of the IRS. This includes recalculating your RMD had you not converted the assets.

Before the children arrive, squirrel away some money. When the children go out on their own you get one last chance to save for retirement.

The estate tax return is definitely complex, but that’s because it has to account for the multitude of special rules that only apply to a few households.

The future may be uncertain, but the markets are quite reliable in the long run.

A simple summary of how to meet your Required Minimum Distribution in the same year as you perform a Roth Conversion is the axiom: RMD dollars must come out first.

Purchasing investment products in isolation from the larger context of your specific situation is like pushing random buttons on a vending machine in order to provide a Thanksgiving dinner for your family.

Here are nine steps you should take to make it more difficult for criminals and identity thieves to steal your personal information.

Apparently the idea behind asset allocation is more complex than they think.

There is an obscure tax rule that allows a one-time Traditional IRA-to-HSA conversion called a Qualified HSA Funding Distribution (QHFD).

An easy estate workaround is to set up a Donor Advised Fund as a Testamentary fund, meaning you aren’t funding it yet, but it will be funded upon your death.