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Nine Unfortunate Facts of Health Savings Accounts
on March 6, 2016
with No Comments
An HSA is one of many accounts used in comprehensive wealth management for tax optimization and planning.
Radio: Market Returns for 2015
on March 4, 2016
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David John Marotta was interviewed on the Schilling Show discussing how the markets performed last year and lists 4 mistakes to avoid.
Four Things You Can Do with Your Roth Before April 15
on March 2, 2016
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If you have not yet funded your Roth account for 2015, it is not too late!
Why Gold Has Utterly Failed as a “Safe Haven”
on March 1, 2016
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Gold sounds like it should provide a safe haven of your purchasing power much more than it has actually done so.
How Roth Conversions Are Reported to the IRS
on February 28, 2016
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The Internal Revenue Service (IRS) is notorious for misunderstanding the recharacterizations of Roth conversions.
Investing Mistake: Forgetting About Inflation
on February 27, 2016
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Taking inflation into account changes nearly everything about financial planning.
What Counts as Wages for the Social Security Earnings Test?
on February 24, 2016
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Contrary to the normal way of things, this time what Uncle Sam gives with the IRS, he takes away with the SSA.
A Case Study In Volatility
on February 22, 2016
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While volatility can make a fund more attractive on the way up, it can also make a fund less attractive on the way down.
Asset Allocations for UVA Retirement Plans at Fidelity
on February 21, 2016
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The University of Virginia plan includes funds sufficient to produce these excellent portfolios.
Marotta’s 2016 UVA Fidelity 403(b) Calculator
on February 19, 2016
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Age appropriate asset allocation for 2016 using the choices available in the University of Virginia’s Fidelity 403(b) Tax Deferred Savings Plan (TDSP).
Marotta’s 2016 UVA Fidelity 401(a) Plans Calculator
on February 17, 2016
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Age appropriate asset allocation for 2016 using the choices available in several of the University of Virginia’s Fidelity Retirement Plans.
What Are The Odds That The Stock Market Will Go Up This Year?
on February 16, 2016
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The stock is more likely to go up than down, but how volatile are the markets really?
Qualified Charitable Distributions (QCDs) from IRAs
on February 14, 2016
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QCDs allow individuals age 70 1/2 or older to give directly to a charity from your IRA without counting the distribution as taxable income.
Why You Should Give Appreciated Stock Instead of Cash
on February 10, 2016
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Giving appreciated stock not only allows you to support your favorite charity but also avoid paying capital gains tax on your gifted stock.
Documentary: Farming in Fear
on February 9, 2016
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The story of Liberty Farm’s struggle to survive the regulatory attack by Fauquier County government.