David John Marotta was interviewed on the radio 1070’s Schilling Show discussing the difference between obstruction and resistance.
Commission-based firms want either to be exempt from the Fiduciary standard or else given the title anyway.
Politics matters less to our financial success than the ordinary decisions we face every day.
A gone fishing portfolio is a portfolio of just a few stocks which should weather the ups and downs of the market fairly well while only rebalancing twice a year. Here are three hand-crafted gone-fishing portfolios for 2017.
A gone-fishing portfolio has a limited number of investments with a balanced asset allocation. This year I limited myself to 13 investment vehicles with two changes from 2016’s calculator.
A gone-fishing portfolio has a limited number of investments with a balanced asset allocation. This portfolio uses all Vanguard mutual funds.
A gone-fishing portfolio has a limited number of investments with a balanced asset allocation. This portfolio uses all Schwab no-transaction fee exchange traded funds.
In anticipation of adjusting our yearly gone-fishing portfolios, I reviewed the performance of five US large-cap Exchange-Traded Funds (ETFs).
Bonds had positive returns for the year despite returns peaking at the end of July and falling for the rest of the year.
In 2016, Energy and Materials had some of the best returns of the year.
Investors always want to compare the return of their portfolio against some benchmark index. We suggest not using the S&P 500 for that purpose.
David John Marotta was interviewed recently on the Schilling Show discussing the politics of kindness and the difference between intentions and outcomes.
2016 was a good year for stocks in general with a number of noteworthy details. Resource stocks performed the best despite being the worst-performing asset class in 2015.
In 2016, the average return of the best investment products of the Freedom Six outperformed the Vanguard FTSE Developed Markets ETF by 6.75%.
The S&P 500 had another good year, ending up 11.96%. The S&P 500, however, only represents half of the US Stock asset class, and Small- and Mid-Cap stocks performed even better.
It is difficult in investing theory to determine which narratives have the appropriate underlying evidence to support them and which narratives are not worth following. Often it is necessary to be both a mathematician and a skeptic to filter out what is even worth considering.
What does the car your advisor drives tell you about their investment and budgeting services?
“I am no longer an advocate of elaborate techniques of security analysis in order to find superior value opportunities.”
There is a large difference between the motives and incentives of the sales person and those of the service person.
The rough idea is that the stock price of companies that are profitable are more likely to appreciate than companies which are not profitable.
David John Marotta was interviewed on radio 1070 WINA’s Schilling Show discussing corporate tax rates, and why they should be lowered.
A good narrative describes what happened in the past. And even though past earnings may have something to do with current share prices, they don’t have anything to do with future share prices.
Instead of giving cash, there are two ways you may be able to give so more of your money goes to charity instead of the IRS.
Factor investing “tweaks the idea of asset allocation and diversification by seeking out types of securities that have been shown, by decades of academic research, to offer positive return premiums over time.”
Even though you are required to start taking RMDs you can still take advantage of significant tax planning strategies.
The rules for post-70 ½ IRA contributions depend upon whether the account is a traditional IRA, Roth IRA or SEP IRA.
Listen to a discussion on why journalists are usually liberal-leaning and what that means for reporting the news in America.
Since not receiving an important email can be even more dangerous as receiving too much spam, here is how to whitelist an email or an entire domain in Gmail.
Beware of reading too much into three days of market movements.
On the surface it seems like option 3 (VHT) is the best deal. Is there anything I am missing?
There are three types of crowdfunding each defined by what people receive in exchange for the money they pay: Reward-based, Donation-based, and Equity-based.
Dr. Randall Bell develops strategies to overcome problems and maximize peak performance.
To illustrate this principle, I analyzed a week’s worth of “Morning and Midday Market Views” provided by the Schwab Center for Financial Research.
Is there morality that supersedes legally abiding by the tax code?
No one would click on the headline, “Stocks went up today and we have no clue why.”
We allocate a portion of our managed portfolios to foreign stocks, and Hong Kong is the highest ranked country on the latest edition of the Index of Economic Freedom.
Taking the smallest distribution each year will ensure the beneficiary achieves the maximum tax-free growth of tax-free income.
It is relatively easy for an adviser who has a 400 lawyer compliance department to sit through some compliance continuing education and yet never understand what attitudes and behaviors need to be changed.
David John Marotta was interviewed on radio’s Schilling Show discussing the relationship between the government and college education.
Long/short strategies use the money from the stocks they have shorted to purchase extra stocks that they hope will go up.
If you own some mutual funds, chances are you are paying a hefty marketing price.
While taking Social Security at age 70 is not optimal for everyone, age 62 is optimal for almost no one.
Those who believe that more regulation is the answer don’t understand how human nature works.
When seeking a financial advisor, you should find out if they are willing to sign a fiduciary oath putting your interests above those of their employer.
Under one theory, changes in GDP or the rate of GDP growth precede and could cause stock markets to react and move in response. This is usually not the case.
I receive dire predictions with such frequency that were I to act on even a fraction of them I would never be invested in the markets.
Return comes with an element of risk. There is no safe investment which also pays a good rate of return.
This Bear market is considered one of the greatest challenges to retirement planning.
Many feel helpless to direct their own success, but nothing could be further from the truth.
Funeral expenses are often a family’s fourth largest expense.