Author Archives: David John Marotta

A complete guide to using Roth IRAs to build lasting wealth.

Prior to the Obama administration, only three espionage cases had ever been brought.

What you should know about the TSA during holiday travel.

Many government mailings look like spam. And much spam tries to look like a government mailing.

“Up until recently” annuities were a bad idea. They still are.

Preparing for TEOTWAWKI is helpful for lesser emergencies.

Age appropriate asset allocation for 2014 using the choices available in the University of Virginia’s TIAA-CREF Tax Deferred Savings Plan (TDSP).

A celebration of both the joy of family and the comfort of Italian cuisine.

“What is remarkable is that is actually acknowledging it is illegal.”

Why would you want to use valuable dollars today when you can use cheaper dollars over the next three decades?

At least there will be less rich people to hate.

No volume of abuse seems sufficient to rouse public opinion.

If you are 50 years or younger will you see any of your retirement money?

The documents where you can review 20 key issues looking for 10 red flags, or…

If the TSA were a private security firm, they would have been fired by now.

David John Marotta was interviewed on radio 1040’s Schilling Show discussing Wealth Inequality in America.

This is much better advice if civilization is continuing than if it is collapsing.

I expect we have seen the bottom of both the housing market and 30-year fixed interest rates.

Countries high in economic freedom, including the United States, outperformed global indexes.

This WHO 2000 Statistical Report was the study used to justify and promote the Affordable Care Act. Here are seven facts about this so-called research lurking behind politicians’ claims that our health care system is in crisis

Northern Europe beats the EAFE Foreign Index by 0.82% in October.

Should you buy as much gold as you can get your hands on?

Planning on future cash needs allows you to use specific accounts for tax planning purposes.

Emerging markets produced some of the highest returns during the month of October.

A change in attitude is needed for the poor to develop a wealth-generating mindset.

A total of 85 different income-tested benefit programs and their expenditure as of 2002.

In October 2013 the balanced portfolio of a 40-year had a nice 3.54% monthly return.

Comprehensive wealth management is a bottomless task.

Although it would be wonderful if we lived in a world that lived up to the ideals of the Utopian Vision, we believe along with Stephen Pinker that reality supports the Tragic Vision.

Your opinions depend on your view of humanity.

The most important product of estate planning is achieving family harmony.

Without a doubt, the best single annuity option for any client – that is, the option that creates the higher monthly cash payment – is to delay Social Security.

Historically September has one of the worst averages, but this year it provided very good returns.

Even the negative or inconsequential effects of welfare often fail to convinced some people that a new system of assistance is necessary.

We recommend investing in countries which are high in economic freedom and low in debt and deficit.

Northern European countries averaged 6.23% in September 2013.

Having a plan not to run out of money is priceless.

In September 2013 the returns of foreign stocks beat US stocks by 4.25%.

Blaming the 85% with 100% of the wealth for the poverty of the remaining 15% is unreasonable. The two are unrelated.

“A well-designed financial plan can get derailed by the wrong investment. Here are seven things investors can probably do without.”

A dollar saved on your taxes is better than a dollar earned which causes you to pay more tax.

The partisan deadlock offers us a novel opportunity to reach consensus.

Just how much value does a smart advisor bring with asset allocation and rebalancing wisdom?

“The telephony, the bulk collection of America’s telephony metadata is contrary to the entire intent of Congress in enacting the Foreign Intelligence Surveillance Act. It violates the statutory provisions of FISA. And it is unconstitutional.”

Spending, Debt and Deficit as a percentage of GDP continue to grow unchecked. What political process will ever stop them from bankrupting our country?

The video “Wealth Inequality in America” is not only misleading, but the research methods of its underlying study are laughable.

Age appropriate asset allocation for 2014 using the choices available in the University of Virginia’s Fidelity 403(b) Tax Deferred Savings Plan (TDSP).

Age appropriate asset allocation for 2014 using the choices available in several of the University of Virginia’s Fidelity Retirement Plans.

Planners can add the equivalent of a 1.82% annual arithmetic return to clients through five components.

Let’s spend $1.25 *billion* to enlist acceptance of Obamacare by young people.