Overspending Retirement Income
Several issues can cause retired clients to deviate from their safe spending rates.
Several issues can cause retired clients to deviate from their safe spending rates.
In a survey of millionaires’ top money regrets, the one that overwhelmingly prevails should not surprised us.
It’s hard to believe they would both protest a tariff-created monopoly at the Boston Tea Party and then create one at the first congress.
The constitutions of many other countries guarantee and protect the privacy of correspondence. The United States does not.
The faceless government agencies aren’t really faceless at all; they are populated by the very same types of potential criminals and nogoodniks that we would avoid sharing our personal information with on the street.
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“Retirement today is a lot like an iceberg, where 90 percent of what’s really taking place is below the surface.”
“Here are a few of the things we’re worried about – and the ways in which our firm is preparing for them.”
The lack of an adequate CPI adjustments leave seniors 71 days shy of a year’s worth of lovin’ it. Seniors deserve a break today!
Don’t hesitate to take advantage of this tax code oddity.
The U.S. stock market rose in May, while most foreign markets declined. The yield of the 10-year Treasury note rose by 37 basis points, Meanwhile global bond markets were slammed.
Web-based MBA programs have become increasingly popular among working professionals, who are balancing work, school and other life obligations.
“To answer that, it’s good to review key indicators, like the Shiller P/E ratio, and their recent history, experts say”
Without public accountability, people are rightly suspicious that even the legitimate operations of government are corrupt.
“The divergent claims about gold can be puzzling. How can a commodity that predominantly is either stored in a vault or gets formed into jewelry have so many stories spun around it?”
Fearful of monetary or societal failure, many hope that owning gold will bring them peace of mind.
Investing $512 in the S&P 500 at the end of 1979 grew with reinvested dividends for a total return of $19,323.19.
On average gold keeps up with inflation, albeit with wild gyrations.
From $255.95 gold rose to $1,795.00 between 4/2/2001 and 11/8/2011.
From $850 gold dropped to $255.95 between 1/21/1980 and 4/2/2001.
Gold advocates cherry pick gold’s returns from trough to peak.
Stocks have an average annualized appreciation over inflation of 6.86%, whereas gold is just 0.33% over inflation.
Inflation is one of the most important factors in nearly every aspect of financial planning and wealth management.
Bangladesh is “still a desperately poor country, and we shouldn’t minimize what a job with a steady paycheck means to a poor woman.”
Compliance isn’t just a technical burden. It is a threat of legal liability. The bill allows state tax audits by any state against any online vendor.
And yet we wonder why small businesses disregard so many government regulations.
The coercive power of government is more dangerous than the free market. Special interests use it to circumvent both the law and economics.
Even if you think you have good credit, periodically check the facts on your credit report anyway. Your credit report will outline your full credit history. And it can help you verify you have not been the victim of identity theft.
Follow a philosophy so that there is always a smart place to get money
It is not a new tax. It is simply a tax that nearly everyone currently reading this column is successfully evading without prosecution.
Five red flags any one of which should make you stop and reconsider.
Financial advice for college graduates is easy. Graduates street smart enough to take the advice is rare.
Do infant industries need tariffs to protect them from their own inefficiency and stupidity?
You’re looking for an enduring relationship based on mutual respect and trust, so plan on investing at least as much effort as you’d put into choosing an automobile, especially a used one.
The optimum asset allocation to physical gold and silver is 0%. Instead, we recommend you use resource stocks as an inflation hedge.
Perhaps we would be economically better off with global trade, but do we have an obligation to maintain a higher moral standard?
Have you ever wondered why the CPI, GDP and employment numbers run counter to your personal and business experiences? The problem lies in biased and often-manipulated government reporting.
“Why Buffett thinks investing in gold is stupid”
President’s proposal comes with silver linings for shrewd advisors
$3 million today has the same buying power as $500,000 in 1970.
David John Marotta was interviewed on radio 1070 WINA’s Schilling Show discussing Margaret Thatcher and her economics.
If you like stable governments, low crime rates, socializing, great food, wine, culture and the dependability of developed countries, this list is for you
A dollar saved on taxes is worth more than a dollar earned. If you earn another dollar, they will just tax you again.
America will continue to lose jobs where we don’t have a comparative advantage and gain jobs where we do. This change should be welcome.
Let me tell you how it will be: There’s one for you, nineteen for me. Should five per cent appear too small, Be thankful I don’t take it all.
“The way to crush the bourgeoisie is to grind them between the millstones of taxation and inflation.” – Vladimir Lenin.
Without any authorizing legislation, the U.S. government has quietly taken more value than Cyprus tried and failed to confiscate.
Securing your retirement financially is too important to leave the process up to chance and guessing.
As one of Forbes’s 25 largest fictional companies, Stark International could avoid $4 billion in U.S. corporate taxes with this one simple technique.
David John Marotta was interviewed on radio 1070 WINA’s Schilling Show in March to discuss balancing the national budget, and whether raising taxes is a good method to increase revenue to match spending.