Author Archives: David John Marotta

We would suggest not listening to Dent’s commentary.

If you want to do something, rebalance.

Sometimes, you don’t get a second chance to be brave.

In 2013, we went whitewater rafting on the American River in California. Our guide’s speech inspired this powerful thought piece about disaster recovery that has a message for today.

Think we’re headed to another financial crash? Take a minute to learn from our last one.

Diversification is important. Diversification did not eliminate losses, but it did lose less and recover more quickly.

This disappointment with good stock market returns explains their need to criticize stock buybacks.

You don’t have to time the market to make money in the market. In fact, timing the market is usually a losers game as the market often pushes your emotions to do exactly the wrong thing.

A recovery after a significant downturn in the markets is often market by steep growth.

“Sell the bounce” is never a good strategy because of the first word.

Market returns are out of your control. These thirteen actions are in your control.

In retrospect, it is clear that it was a good time to rebalance your portfolio, selling some of the bonds that you were so glad you had and buying more of the very stocks you were so worried about.

There are two critically important investment principles during retirement: 1) Stay calm and 2) Rebalance.

For many investors glued to the news, the global outlook appears to be perilous with no prospects of growth for the world economy.

As the stock market trends upward, this dip in market prices can be perceived as stocks being discounted and is likely a great time to buy low.

Don’t let your political emotions cause you to be fearful about the economy. Those misplaced fears may impoverish your financial well-being.

The class will be held March 19 through April 2, 2020 each Thursday from 11:00 AM to 12:30 PM at Homewood Suites in the Albemarle Room.

We do not try to time the markets and instead we believe it is always a good time to have a balanced portfolio.

In 2019, several custodians switched to have no transaction fees for exchange-traded funds (ETFs).

The space of disagreement between tolerance and intolerance is often lost in the socialist perspective.

A gone-fishing portfolio is a portfolio of just a few stocks which should weather the ups and downs of the market fairly well while only rebalancing twice a year.

This gone-fishing portfolio is our default portfolio which can be used at any custodian.

We recommend this gone fishing portfolio for accounts hosted at Vanguard.

Our gone-fishing portfolios are used by thousands of people, so it makes sense the article about it would be among our most popular of 2019. Our 2020 gone-fishing portfolios will come out in February.

A long expansion is nothing to fear.

Use the following table to look up the 2019 blended index to benchmark your returns.

Investors hurt their finances more by missing out than they do by staying in.

While you can only use $3,000 per year of capital losses to reduce your taxable income, you should bank as much capital loss as possible for other future uses.

The increasing monoculture within universities pushes, at least slightly, each graduating class more toward favoring socialism.

Investors usually use short time periods and common indexes to measure performance.

The selection of what products we purchase or avoid for clients is based solely on what we believe gives our clients the best chance to meet their goals.

From such changes, the millionaire mindset is built and millions are gained.

If you do compete and want to share your results with us, fill out our Contact form and let us know about your strategy. We may even write an article about you.

On Thursday, December 19, 2019, the S&P 500 Price Index closed above 3,200 for the first time in history. What should we expect going forward?

The thrift of taking care of your things is a wealthy mindset that pays off every year you don’t need to buy a replacement.

We believe that this mix of funds should provide a timeless allocation for the HSAs of University of Virginia employees.

The first lesson in learning how to spend is learning how to not.

Most professions do not know the exact day they were conceived. However, on December 12, 1969, financial planning was created and today in 2019, the profession turns 50 years old.

I agree with my grandfather that we should not be inclined to spend the rest of our lives in a rocking chair.

It looks like the calculator is simply wrong. It uses a 3% tax rate instead of the 6% tax rate they cite for the Elizabeth Warren’s Tax Plan.

Our first step is not “closing our eyes and imaging it.” We need our eyes wide open analyzing each idea for its own individual costs and benefits.

On Friday, November 16, 2019, the Dow closed above 28,000 for the first time in history. What should we expect going forward?

Most of our regular use of items is habitual. Developing a mindset that uses less requires changing our habits.

One common socialist assumption is that government collectivism is so essential for success that there is no such thing as self-sufficiency.

Continuing to work for five more years could increase your retirement standard of living by as much as 50%.

This pitch is made by Bill Shaw of Stansberry Research, the same group that brought you the perennial “Reclusive Millionaire Warns” spam article. Don’t be gullible.

Keeping a careful accounting of your investment’s cost basis isn’t glamorous, but it can help you save time and money when it comes time to sell.

Check your own funds. You are likely paying too much for your mutual funds.

There are at least seven major mistakes in this advice by Wells Fargo Asset Management.

Edward Bellamy’s novel “Looking Backward” moved hearts and minds, ultimately moving nations and history.