There is an artistry to a bond allocation, and while historical analysis can only be suggestive, it does tell a strong narrative.

The fact that markets are down isn’t a good reason by itself to fire your advisor, but there are reasons to switch financial advisors related to performance.

While there can be a lot of uncertainty, the conclusion is normally anticlimactic.

Next time you are wondering if you should invest now or “wait for a better time,” remember Schwab’s study and invest now in whatever way makes you invest now.

Step one to the Social Security Analysis is obtaining the necessary information.

Once you set up your new login, the next time you return to Social Security, you can login using the “Sign in with LOGIN.GOV” button instead and your new credentials.

We have attempted in this article to provide generic guidance on the topic of calculating your own safe spending rate.

A savings waterfall helps investors navigate the financial complexity available to them.

You have until April 15 (or October 15 with an extension) of the next year to finish up your prior year SEP IRA funding.

On June 2024, Schwab provided an update about viewing and taking your RMD on Schwab.com.

Biden’s state of the union address makes clear who he wants to tax.

Alas, there is only one thing we can do to help dictate which kind of tax system we face and that is vote.

You can distribute any amount of money to the account owner for any reason, but only distributions which are reimbursing for qualified education expenses are tax and penalty free.

You can distribute any amount of money to the designated beneficiary for any reason, but only distributions which are reimbursing for qualified education expenses are tax and penalty free.

If you are curious about how the online process works for distributing funds from your College America 529 plan, this article is for you.

Any qualified education expense for the benefit of the designated beneficiary which is paid to an eligible educational institution can be paid from the 529 plan directly.

I was surprised that Charles Schwab’s High Yield Investor Checking account was the only named recommended checking account.

These are the seven rules to using a credit card safely.

Now that we’ve been parents for a few months, I can confidently say all of these items vastly improved our journey into parenthood.

A savings waterfall helps investors navigate the financial complexity available to them.

This series of articles covers some of the most common investing mistakes and how to avoid them.

Here you can find our article series detailing how and why you should fund a custodial Roth IRA for your children.

In 2004, David Marotta wrote a seven part series originally titled “Retirement Wisdom.” The series explained the the seven principles to reaching your retirement goals.

In 2009, David Marotta wrote a five-part article series for the Charlottesville Business Journal covering basic investment strategies. Its advice is still relevant today.

It is possible to be prepared for financial emergencies by living 10% more frugally and saving for the inevitable eventuality.

Asset classes are best defined by looking at the correlation of their returns. These four 2015 articles take a close examination at the three appreciation asset classes.

How to go from where you are now to being one of our clients under our “Do-It-Yourself” service level.

An investment manager who is “at times a soft socialist” like Voss will be more likely to engage in active management, market timing, and gambling on individual stocks.