Marotta’s Gone-Fishing Portfolio

The gone-fishing portfolio provides suggested asset allocations for investors up to age 70 and up to $1 million.

A gone-fishing portfolio has a limited number of investments with a balanced asset allocation that should do well with dampened volatility.

If you are using Vanguard, we have created a gone fishing portfolio using only low-cost Vanguard mutual funds to help save money on transaction costs.

A gone-fishing portfolio keeps investing simple.

A review of last year’s 2014 gone fishing portfolio returns.

A gone-fishing portfolio has a limited number of investments with a balanced asset allocation that should do well with dampened volatility.

A gone-fishing portfolio has a limited number of investments with a balanced asset allocation that should do well with dampened volatility.

A gone-fishing portfolio keeps investing simple.

A review of last year’s 2013 gone fishing portfolio returns.

A gone-fishing portfolio has a limited number of investments with a balanced asset allocation that should do well with dampened volatility.

A gone-fishing portfolio has a limited number of investments with a balanced asset allocation that should do well with dampened volatility. Its primary appeal is simplicity. As a secondary virtue, it avoids the worst mistakes of the financial services industry.

A gone-fishing portfolio has a limited number of investments with a balanced asset allocation that should do well with dampened volatility. Its primary appeal is simplicity. As a secondary virtue, it avoids the worst mistakes of the financial services industry.

A gone-fishing portfolio has a limited number of investments with a balanced asset allocation that should do well with dampened volatility.

Adding bonds to an all-stock portfolio can boost returns and lower volatility, especially in choppy markets. Bonds should be a small but important part of your gone-fishing portfolio allocation.

Hard assets have been one of the most significant asset classes over the last decade. From all indications, it will continue to be a critically important investment category to protect your portfolio from the effects of inflation and the continuing devaluation of the U.S. dollar.

Even in our gone-fishing portfolios we suggest investing more overseas than in the United States. For most investors, foreign stocks will be their largest and most important allocation. Including the right mix of foreign stocks will help you relax and go fishing no matter which foreign seas are in turmoil.

Creating a gone-fishing portfolio begins with a top-level asset allocation. We use six asset categories. The three for stability are short money (maturing in less than two years), U.S. bonds and foreign bonds. The three asset categories we use for appreciation are U.S. stocks, foreign stocks and hard asset stocks.

Summer is almost here. It’s time to go fishing or take a trip or do wherever else you enjoy while on vacation. Unless your interests lie in investment management or you have a trusted fiduciary watching over your investments, consider having a portfolio designed to allow you more time to relax.