The class will be held virtually on Zoom each Thursday from noon to 1:00 PM EST between March 10 and March 31, 2022.
Why do people do Roth conversions? Should I? This timeless article and video answers all your questions.
This 2020 article reminds us that if you ever sad about the size of your IRA balance, it might be a good time to convert to Roth.
Many people think that Roth IRA contributions can only be from earned income. Those people are only half right.
Many financial writers get the answer to this question wrong.
The tax code is confusing. Are inherited IRAs taxed at estate rates? As income? At all? This article answers.
Long-Term Care insurance is too risky and too expensive. If you can self-insure, you will likely be better off.
There are five ways that both you and the government could make charitable giving more significant.
This five-part series on “How to Get Out of Debt” will try to address the concerns of those who have debt problems.
Although emotions do mature with age, many of the things that upset toddlers upset adults too, we just hide it better.
Knowledge and emotion can play off each other in ways that cause investing mistakes.
Investors greatly underestimate the danger of inflation.
This 2015 article reminds us how unspoken expectations can cause relational strife but a written contract can protect the relationship.
One method of crowd sourcing expectations about inflation is to look at the current differences between the maturity rates of a 5-Year Treasury Bond and a 5-Year Treasury Inflation-Indexed Bond.
When interviewing a new financial advisor, we believe there are at least ten important questions to ask. Then, just to be safe, we answered 32 frequently asked questions and welcome more.
This 2016 article reminds us that, “Unless you are certain that are going to die young, there is no good reason to risk starting Social Security at age 62.”
Avoiding PMI, if possible, is better for your long-term finances. Here are three strategies to avoid PMI.
“If you have been asked to serve as a board member or trustee for a non-profit organization, feeling honored is a natural response but a terrible reason for saying yes to the job. Your role as committee member, board member, or trustee will likely designate you as a fiduciary, a role with specific legal responsibilities.”
This straightforward article about how to value your charitable gifts of appreciated stock may help you in preparing your tax return this year.
With timeless advice, this article can help you make decisions during uncertain times.
A timeless question with a consistent answer, this article helps you determine if your asset allocation is appropriate enough that you should continue to stay the course.
Step by step, this article shows how you can determine what taxes and penalties are owed on non-qualified distributions.
Avoiding PMI, if possible, is better for your long term finances. This 2016 article shares three strategies to avoid it.
It is common for investors to be surprised by movements in their portfolios. This 2019 article reminds us though that even volatile movements can be quite normal.
This 2013 article explores whether the person who sits idly by while their stocks increase their net worth deserves the money they make.
This is the financial shock of a trip to hospital. It is upsetting, expensive, and unexpected.
If a friend recently asked you if you’re willing to be written into their will as an executor to their estate, this 2015 article will give you some food for thought before you reply.
In 2013, we went whitewater rafting on the American River in California. Our guide’s speech inspired this powerful thought piece about disaster recovery that has a message for today.
Think we’re headed to another financial crash? Take a minute to learn from our last one.
One of the only articles on the Internet that clearly answers the question Can you fund your Roth with chore income? It’s just an added bonus for its readers that the answer is Yes.
Our gone-fishing portfolios are used by thousands of people, so it makes sense the article about it would be among our most popular of 2019. Our 2020 gone-fishing portfolios will come out in February.
Four separate Schwab Tutorials made the top ten articles of 2019 with nearly 12K views each. Perhaps one day Schwab will write their own tutorials, but until then, I’m glad we can help so many people.
Elizabeth has written one post so far, and it was the most popular post of 2019. With over 12K views, this clear descriptions of the housing reimbursement rules has helped a lot of people.
This 2018 article details some of our best gift ideas for some of the hardest people to shop for.
When crafting your own buy list, this 2007 article reminds us that rather than just finding one index fund to fulfill your asset class, you should consider blending multiple sector level index funds to decrease volatility or increase return.
When endowment funds fall victim to poor management, the results are as bad as they are far reaching. This 2016 article reviews the six most common pitfalls of endowments and how to avoid them.
In case you missed it, here is the overview of our Marotta’s 2019 Gone-Fishing Portfolios. These are our recommended simple asset allocations for those just getting started with investing.
This 2006 article teaches you how to use a net worth statement is to measure your progress toward retirement and, as David Marotta writes, “What gets measured is more likely to be accomplished.”
This 2004 article contains the five steps you should take to navigate how to make your business venture more than just a dream.
“Better is having a financial advisor who gets to know you personally and manages your finances according to your specific values.”
This 2002 post reminds us, “If you rely on a commission-based financial product salesperson, you will probably be sold the wrong kind of funds.” It was also the first article of ours to be featured in the “Charlottesville Business Journal.”
This 1998 speech by George Marotta was in response to President Bill Clinton bold statement that “the era of big government is over.” Is it really? Twenty years later the skepticism of this post rings true.
Back in 2004, we watched Donald Trump as a reality TV show star. This throwback article is an inspiring reminder that “You’re fired!” can be an opportunity to work for yourself.
“Once the incision is made, there is no turning back. And without a clear understanding of economics, our experimental treatment may kill Uncle Sam.” It’s too bad Congress didn’t take this 2009 article’s advice yet.
This 2011 post marks the birth of the SEC-required “plain English” descriptive brochure of disclosures. As David Marotta predicted, this new requirement was just another feel-good legislation aimed at making people feel safer without actually making them safer.