On November 16, 2017, the Washington Post reported “Where are the most expensive ACA plans in America? Charlottesville. ”

For 2018 in Albemarle County, there is only one insurance provider (Optima Health) and they are charging close to $2,000 per month for a quarter-life family of three to get a basic HSA-ineligible catastrophic plan (the cheapest plan).

On November 21, 2017, David John Marotta appeared on Radio 1070 WINA’s Schilling Show to discuss 2018 health insurance in Charlottesville.

Listen to the audio here:

Here’s a quotes from David John Marotta during the segment:

Economics is very infragile, meaning if the quantity of something goes down, the price will go up automatically. It will automatically get allocated. And that is why you can’t predict all of the unintended consequences of legislation. Because legislation takes economic math — A times B equals C — and it says why don’t we reduce A without changing B or C. And that is the problem, every time you grab one variable and move it up or down, what you do is you change and make less stable the entire rest of the equation. And that is the problem we are having right now.

…

When you ask a Libertarian, “How can we make the system work?” The Libertarian will say, “The system works by itself without anyone knowing how the system works.” It automatically corrects itself. It is like trying to solve the common cold with a scalpel. You are only going to do more harm than good because the body knows how to solve its own common cold better.

…

The problem is that people thought that health insurance is a right and that first-dollar health insurance is necessary.

“When Congress acts, whatever it is called it will do the exact opposite.

So the Affordable Care Act will make plans not affordable.”

And here are some follow-up articles:

• Should I Cut Back My Hours to Get an Obamacare Subsidy?
• Should I Switch to a Health Care Sharing Ministry?
• How to Apply for a Health Insurance Exemption

Photo by Peter Winckler on Unsplash