Passive investing is like a ginger bread house, a sweet and beautiful harmonious selection of treats which work well together to build your financial house.
One of the strange and unintended consequences of targeting the rich with more taxes will be a greater gap between the rich and the poor as employees will shoulder their fair share no matter what.
Q: I am looking for a way to get into the distressed real estate market. What recommendations do you have about investing IRA or 401(k) funds in rental houses?
This kitten knows the difference between a want and a need. Be more like this kitten.
Merry Christmas from the team at Marotta Wealth Management, Inc.
Studies suggest that both a gambling addiction and success in politics correlate with psychopathic behavior. Had Dickens included a gambler personality in a Christmas Carol, it would have been a different story.
David John Marotta was interviewed on radio 1070 WINA’s Schilling Show on December 11, 2012 discussing the Fiscal Cliff, rising taxation, and economic discrimination.
How To Market Time The Fiscal Cliff? Don’t even try.
Following the holiday season, many will feel the effects of overindulging on festive sweets. It turns out that your 401(k) also suffers when indulging on too much of a good thing.
This kitten doesn’t time the markets. Be more like this kitten.
Will millions of middle income consumers spending $2,200 each have a greater stimulus than thousands of small business entrepreneurs saving and investing $100,000 each in new ventures? You decide after watching this holiday video from EconStories.
Few of us ever think about how the Ninth Amendment preserves all of our rights not cited in the Constitution. What are some examples of these unenumerated rights?
This week’s carnival is a smorgasbord of good ideas about saving, tips for holiday shopping, and general good advice for the future. Even Santa could use good advice about his retirement plan.
And “The Top 6 Communication Skills That Will Get You Promoted”
Learn about 529 college savings plan distribution rules before you need to start taking money out of your accounts. This post answers the timing question for those who are using the 529 to reimburse expenses already paid.
This kitten aligns her finances with her values. Be more like this kitten.
Obama would have you believe that $2,200 is a fiscal cliff, but $119,878 is just paying their fair share.
It is a crisis fabricated 100% by politicians. And avoiding the fiscal cliff is being used hypocritically for additional political gain.
“Most people don’t know this, but right now there’s a loophole in the American banking system that enables you to exchange ordinary paper dollars for real silver coins.”
There is a backdoor way to contribute to a Roth IRA for those who are not income eligible. This method requires the following steps:
This kitten gifts appreciated stock. Be more like this kitten.
“Inflation and loss of capital pose dangers to retirees seeking a sustainable income stream.”
With the enormous increase in the taxation of dividends, high net worth investors may be tempted to abandon dividend-paying stocks entirely. This is not necessary.
Most Americans fail to plan adequately for retirement. As a result, they often miss out on opportunities to enjoy the second half of life.
Faster is not always better. So says an energetic 83-year-old Jack Bogle, the Vanguard Group founder who has spent most of his career striving to protect the individual investor.
This kitten knows what she’s worth. Be more like this kitten.
“I would like to give my daughter my newer car, but the tax considerations are not simple.”
Tax on capital gains is scheduled to rise and become much more complex at the end of this year. Keeping your head in the midst of these changes can help your bottom line. Government should tax either the value of an asset or its yield but not both.
While Roth conversions will be advantageous for some next year, they are advantageous for nearly everyone in 2012.
I do, therefore, invite my fellow-citizens in every part of the United States, and also those who are at sea and those who are sojourning in foreign lands, to set apart and observe the last Thursday of November next as a Day of Thanksgiving.
This kitten delays major purchases. Be more like this kitten.
“I was talking to a doctor in town who said he was surprised how many patients he had seen with clinical depression over the election results. I believe the definition of clinical is the thought that ‘Things will never be good again.'”
The victors in the recent election have declared it open hunting season on the rich, which they evidently believe will solve our spending problems. Tax hikes everywhere are aimed at the most productive members of society.
Want to try your hands at our latest advertising campaign. Print your own copy of our crossword!
I found it very interesting that Bogle directs much of his criticism at the mutual fund industry and even Vanguard itself. Bogle argues that fund companies should be doing a better job challenging the excesses of executives and corporate managers.
This kitten measures success from the bottom not the top. Be more like this kitten.
Many people support public funding of disaster relief partly because they fear being described as unfeeling and selfish. Is there a moral obligation to support this public funding?
This week’s carnival is concerned with investments, investing styles, and how to stay focused. There are just about as many investing philosophies as there are investors, so read a range of opinions and form your own.
“Unless we begin to close this gap, then the inevitable result will be that our debt/GDP ratio will continue to rise, the Fed would print money to pay for the deficiency, inflation would follow, and the dollar would inevitably decline.”
This article reviews the coordination rules which govern the maximum contributions to 457, 401(k) and Thrift Savings Plan. Information on 403(b) plan maximums is also included.
Knowing which assets to give away to your beneficiaries can save your estate and your beneficiaries big tax bills, even if you have a small net worth. If you plan on making a gift to charity from your estate, you can be even more tax savvy with your giving.
Here are thirty reasons Obama doesn’t deserve a second term.
The presidential election should be settled by a single question: “Who caused the financial crisis of 2008?” President Obama’s entire campaign has centered on his claim that he inherited a mess caused by the failed policies of the past.
Though imperfect at best, the record of immigrants striving to reach our shores proves that are forefather’s defense of free enterprise created a fertile soil for human flourishing.
It might be a good idea to listen to those who watch the cause and effect in the economy on a regular basis.
Me: King Henry, let’s start off with this question: Are you now or have you ever been married?
Henry VIII: Yes (with a smirk).
One of the most common estate planning mistakes is a plan that is implemented incorrectly. Your estate plan is only worth the paper it is printed on unless you follow through on titling your assets correctly and updating your beneficiary designations.
Such a well-intentioned program which steals our youth, our love, our happiness, our faith and our self-esteem.
In 2008 Obama captured 66% of the youth vote. But unlike the liberal ideological baby boom generation, millennials are more pragmatic. Support for Obama among the 18- to 29-year-old age group has dropped to 48%.
Are half of college graduates unable to get a college level job?